Capital Trust Limited partners with CBV Ventures to Power Credit Enablement for FMCG Distribution Hubs and Retailers

Capital Trust Limited (CTL), a leading listed Non-Banking Financial Company (NBFC) focused on empowering underserved entrepreneurs, has announced a strategic fintech partnership with CBV Ventures Private Limited (CBV) to provide tailored credit solutions to CBV's network of hubs and vendors operating across the FMCG distribution ecosystem.

This collaboration aims to digitize and financially empower the extensive CBV platform, which currently operates 76 distribution hubs and serves over 6,600 end customers. CBV's robust distribution network includes unorganized restaurants, kirana stores, institutional caterers, and railway network vendors with consolidated sales of ₹41 crore in FY 2024-25.

As part of the partnership, CTL will:

- Extend pre-approved business loans to CBV hubs based on transaction data.
- Facilitate the issuance of co-branded digital credit line to end vendors and retailers.
- Enable digital onboarding of merchants using integrated KYC solutions.
- Implement repayment and collections workflows leveraging transaction insights and credit behaviour analytics.

The pilot phase, rolled out on July 01, 2025, involve 25 CBV hubs catering to approximately 2,000 unorganized mom-and-pop stores, primarily in NCR. The initiative will focus on deploying fintech modules such as Buy Now Pay Later (BNPL), QR-based payments, digital credit lines, and credit scoring tools.

Mr. Vahin Khosla, Managing Director of Capital Trust Limited, said, "Our mission is to financially include the informal sector through technology and trust. By partnering with CBV Ventures, we're enabling last-mile businesses with easy access to credit, helping them scale and grow efficiently."

Ms. Paawan Kapur, Director at CBV Ventures, added, "This partnership unlocks the next level of scale for our vendors and hubs. With CTL's digital credit infrastructure, we can now power consumption, growth, and entrepreneurship across the FMCG value chain."

This collaboration is expected to increase CBV's sales outreach by 40% and achieve 3-5X adoption of fintech products within three months of the pilot launch.

Shares of Capital Trust Limited was last trading in BSE at Rs. 71.99 as compared to the previous close of Rs. 73.37. The total number of shares traded during the day was 5812 in over 54 trades.

The stock hit an intraday high of Rs. 74.95 and intraday low of 71.01. The net turnover during the day was Rs. 417420.00.

Source : Equity Bulls

Keywords

CapitalTrust INE707C01018 NBFC FintechPartnership CBVVentures