Regency Fincorp Reports Outstanding Q1 FY27 Results: Net Profit Surges 98.9% Sequentially to ₹7.03 Crore

Regency Fincorp Limited, a Non-Banking Financial Company (NBFC) based in Zirakpur, Mohali, has announced its unaudited consolidated financial results for the first quarter ended June 30, 2026 (Q1 FY27). Driven by robust interest income expansion and core lending growth, the company reported a net profit of ₹702.76 lakh (₹7.03 crore), nearly doubling its net profit quarter-on-quarter.

Key Financial Highlights (Q1 FY27 vs Q4 FY26)

Revenue from Operations: Climbed 57.0% sequentially to ₹1,613.63 lakh in Q1 FY27, up from ₹1,027.63 lakh in Q4 FY26. Operating revenue was anchored by ₹1,532.37 lakh in interest income (up from ₹966.45 lakh in Q4 FY26) and ₹81.26 lakh from fees and commission income.

Total Income: Advanced 45.0% sequentially to ₹1,742.69 lakh, supported by ₹129.06 lakh in other income, compared to ₹1,202.09 lakh in Q4 FY26.

Profit Before Tax (PBT): Nearly doubled, jumping 99.9% quarter-on-quarter to ₹939.14 lakh in Q1 FY27 from ₹469.82 lakh in Q4 FY26.

Profit After Tax (PAT): Soared 98.9% sequentially to ₹702.76 lakh (₹7.03 crore), compared to ₹353.36 lakh recorded in Q4 FY26.

Earnings Per Share (EPS): Basic and diluted EPS for the quarter expanded to ₹0.79 per share (face value ₹10 each), up from basic EPS of ₹0.44 and diluted EPS of ₹0.39 in Q4 FY26.

Expense Analysis

Total expenses for Q1 FY27 stood at ₹803.55 lakh, compared to ₹732.27 lakh in the preceding quarter (Q4 FY26).

Key cost items for the quarter included:

Finance Costs: Increased to ₹506.54 lakh (up from ₹294.40 lakh in Q4 FY26), reflecting higher borrowing and capital deployment for loan book expansion.

Provisions & Write-offs: Stood at ₹51.59 lakh, compared to ₹45.24 lakh in Q4 FY26.

Employee Benefits Expense: ₹124.25 lakh (compared to ₹123.06 lakh in Q4 FY26).

Fees & Commission Expense: Reduced to ₹32.80 lakh (down from ₹153.59 lakh in Q4 FY26).

Depreciation & Amortisation: ₹23.97 lakh.

Other Expenses: Reduced to ₹64.40 lakh (down from ₹95.87 lakh in Q4 FY26).

Total tax expense for the quarter was recorded at ₹236.38 lakh, comprised entirely of current tax.

Capital Structure & Balance Sheet

Total Comprehensive Income for Q1 FY27 stood at ₹702.76 lakh.

During the quarter, Regency Fincorp expanded its paid-up equity share capital to ₹8,884.61 lakh (comprising 8,88,46,100 equity shares of face value ₹10 each), up from ₹8,017.11 lakh at the end of the previous fiscal year ended March 31, 2026.

Shares of Regency Fincorp Ltd was last trading in BSE at Rs. 45.81 as compared to the previous close of Rs. 43.73. The total number of shares traded during the day was 203945 in over 627 trades.

The stock hit an intraday high of Rs. 45.91 and intraday low of 43.15. The net turnover during the day was Rs. 9326959.00.

Source : Equity Bulls

Keywords

RegencyFincorp INE964R01013 FinancialServices Q1FY27 Q1FY2027 ResultUpdate