Nalin Lease Finance Net Profit Rises 20.6% YoY to ₹1.11 Crore in Q1 FY27

Non-banking financial company (NBFC) Nalin Lease Finance Limited (BSE: 56910) has declared its standalone unaudited financial results for the first quarter of fiscal year 2026-27 (Q1 FY27). The company recorded a steady double-digit expansion in its bottom-line earnings, driven by robust core interest income growth.

For the quarter ended June 30, 2026, the company's net profit grew by 20.6% year-on-year to reach ₹111.46 lakh (₹1.11 crore), compared to ₹92.40 lakh posted during the corresponding quarter of the previous fiscal year (Q1 FY26). On a sequential basis, net profit registered a substantial jump of 49.9% over the ₹74.35 lakh achieved in the preceding quarter ended March 31, 2026.

Core Interest Income Drives Revenue Growth

The operational expansion during the quarter was primarily powered by the company's core lending and financing operations:

Total Income: Standalone total income for Q1 FY27 stood at ₹242.96 lakh, recording a growth of 16.3% compared to ₹208.91 lakh in Q1 FY25.

Interest Income: The core revenue pipeline, interest income, rose significantly to ₹207.95 lakh, up 34.5% year-on-year from ₹154.56 lakh in the matching quarter last fiscal.

Other Income: Non-operational revenue inflows came in higher at ₹28.52 lakh for the quarter, compared to ₹4.15 lakh in the year-ago period.

Expenditure Matrix and Margins

Total expenses for the quarter under review stood at ₹89.16 lakh, up from ₹73.55 lakh in Q1 FY26. A breakdown of corporate expenses reveals:

Finance Costs: Leaped to ₹24.49 lakh from ₹5.96 lakh year-on-year, reflecting an expanded borrowing base or higher cost of leverage.

Impairment on Financial Instruments: Controlled credit risks led to lower provisions/impairments, which dropped to ₹8.21 lakh from ₹12.10 lakh in Q1 FY26.

Employee Benefits & Overhead Costs: Personnel costs stood stable at ₹26.37 lakh compared to ₹25.42 lakh in the previous year's quarter. Other operational expenses lowered marginally to ₹24.53 lakh against ₹26.02 lakh.

Profit before tax (PBT) reached ₹153.80 lakh, climbing 13.6% from ₹135.37 lakh in the year-ago quarter. Total tax provisions for the quarter included current tax outlays of ₹38.71 lakh and deferred tax changes of ₹3.63 lakh.

Earnings Per Share (EPS): Backed by structural profit gains, the basic and diluted Earning Per Share (non-annualized) improved to ₹1.70 for Q1 FY27, up from ₹1.41 in Q1 FY26 and ₹1.13 in Q4 FY26.

Equity Base: The paid-up equity share capital of the company remained constant at ₹655.82 lakh (comprising shares of face value ₹10 each).

Shares of NALIN LEASE FINANCE LTD. was last trading in BSE at Rs. 40.16 as compared to the previous close of Rs. 39.37. The total number of shares traded during the day was 29048 in over 186 trades.

The stock hit an intraday high of Rs. 47.24 and intraday low of 39.00. The net turnover during the day was Rs. 1275774.00.

Source : Equity Bulls

Keywords

NALINLEASEFINANCE INE606C01012 NBFC Q1FY27 Q1FY2027 ResultUpdate