Ujjivan Small Finance Bank Ltd - Key Business Highlights for Q4FY24

Key Business Highlights for the Quarter and Year ended Mar 31, 2024:

Deposits: CASA ratio continues to improve

- Total deposits grew 24%/7% YoY/QoQ to ₹ 31,650 crore from ₹ 25,538 crore/ ₹ 29,669 crore in Mar'23/ Dec'23

- Strong traction in CASA, up 24%/10% YoY/QoQ to ₹ 8,332 crore; CASA (%) of total deposits at 26.3% vs 25.5% in Dec'23



Assets: Focus on growing secured book

- Gross Loan Book* up 24%/7% YoY/QoQ to ₹ 29,779 crore from ₹ 24,085 crore/ ₹ 27,743 crore in Mar'23/ Dec'23

- Disbursement at ₹ 6,681 crore, up 11%/18% YoY/QoQ; FY24 disbursement at ₹ 23,389 crore up 17% vs FY23

- Affordable Housing# continues to lead the growth of secured book; disbursed ₹ 730 crore for the quarter up 66%/23% YoY/QoQ. For FY24 Affordable Housing disbursed ₹ 2,284 crore up 64% vs FY23

- Secured book at 30.2% Vs 27.2%/ 28.4% as on Mar'23/ Dec'23 as other secured businesses like MSME, micro-mortgage continues to scale-up

- Credit to Deposit ratio at 86.8% Vs 85.8% / 88.1% as on Mar'23/ Dec'23 (excluding IBPC/ Securitisation)



Collections & Asset Quality: Continues to be strong

- Collection continues to be healthy across all buckets

- Credit quality at healthy levels with PAR/GNPA at 3.5%/2.1% vs 3.6%/2.1% as on Dec 31, 2023 (including IBPC / Securitisation)



The information with reference to Q4FY24 is provisional and subject to an audit by the statutory auditors of the Bank.

Shares of Ujjivan Small Finance Bank Limited was last trading in BSE at Rs. 55.89 as compared to the previous close of Rs. 54.27. The total number of shares traded during the day was 1862135 in over 7514 trades.

The stock hit an intraday high of Rs. 56.00 and intraday low of 53.65. The net turnover during the day was Rs. 102378706.00.

Source : Equity Bulls

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UjjivanSmallFinanceBank INE551W01018 KeyBusinessHighlights Q4FY24