Aadhar Housing Finance Limited Reports Strong Q1 FY27 Financial Results: Consolidated Net Profit Reaches ₹282.36 Crore

Aadhar Housing Finance Limited has released its unaudited consolidated and standalone financial results for the first quarter ended June 30, 2026. The housing finance institution recorded substantial operational growth, with consolidated total revenue from operations expanding significantly compared to the same period in the previous fiscal year.

Consolidated Operational Revenue and Total Income

For the quarter ended June 30, 2026, Aadhar Housing Finance generated consolidated revenue from operations of ₹99,289 lakh, representing a solid year-over-year growth from ₹84,818 lakh in Q1 FY26 and a sequential gain over ₹98,456 lakh in Q4 FY26. Total revenue for the full fiscal year ended March 31, 2026, stood at ₹3,67,258 lakh.

Revenue Breakdown for Q1 FY27

Interest Income: ₹88,664 lakh (compared to ₹76,010 lakh in Q1 FY26 and ₹3,24,390 lakh in FY26)

Fees and Commission Income: ₹5,040 lakh (compared to ₹5,078 lakh in Q1 FY26)

Net Gain on Fair Value Changes: ₹591 lakh (compared to ₹480 lakh in Q1 FY26)

Net Gain on Derecognition of Financial Instruments under Amortised Cost Category: ₹4,994 lakh (compared to ₹3,250 lakh in Q1 FY26)

With the addition of ₹430 lakh in other income, total consolidated income for the quarter reached ₹99,719 lakh, up from ₹85,134 lakh in Q1 FY26.

Consolidated Expense Dynamics

Total expenses for Q1 FY27 reached ₹63,356 lakh, rising from ₹54,619 lakh in the corresponding quarter of the previous year and ₹59,426 lakh in Q4 FY26.

Finance Costs: ₹37,639 lakh

Employee Benefits Expense: ₹16,319 lakh

Other Expenses: ₹5,320 lakh

Impairment on Financial Instruments: ₹3,167 lakh

Depreciation and Amortisation: ₹911 lakh

Profitability and Comprehensive Income

Profit Before Tax (PBT): Stood at ₹36,363 lakh for Q1 FY27, showing a strong increase from ₹30,515 lakh in Q1 FY26, though lower sequentially compared to ₹39,825 lakh in Q4 FY26.

Tax Expenses: Total tax expenses totaled ₹8,127 lakh (comprising ₹7,847 lakh in current tax and ₹280 lakh in deferred tax charge).

Profit After Tax (PAT): Reached ₹28,236 lakh (or approximately ₹282.36 crore), marking an 18.9% growth compared to ₹23,728 lakh in Q1 FY26.

Total Comprehensive Income: Registered at ₹28,065 lakh after taking into account ₹(171) lakh in total other comprehensive loss.

Earnings Per Share (EPS): Basic EPS for the quarter was ₹6.47, while Diluted EPS stood at ₹6.36 (Face value of ₹10 per equity share).

Key Loan Assignment Metrics (Q1 FY27)

During the quarter ended June 30, 2026, the company assigned loan accounts under the following parameters:

Count of Loan Accounts Assigned: 4,088

Amount of Loan Accounts Assigned: ₹39,742 lakh

Weighted Average Maturity: 151 months

Weighted Average Holding Period: 16 months

Retention of Beneficial Economic Interest (MRR): 10%

Coverage of Tangible Security: 100%

Standalone Performance Summary (Parent Company)

Aadhar Housing Finance Limited's standalone results closely tracked its consolidated performance for the quarter ended June 30, 2026:

Total Revenue from Operations: ₹99,277 lakh (vs. ₹84,811 lakh in Q1 FY26 and ₹98,447 lakh in Q4 FY26)

Profit Before Tax: ₹36,357 lakh (vs. ₹30,529 lakh in Q1 FY26 and ₹39,799 lakh in Q4 FY26)

Profit After Tax: ₹28,231 lakh (vs. ₹23,730 lakh in Q1 FY26 and ₹31,065 lakh in Q4 FY26)

Paid-up equity share capital as of June 30, 2026, stood at ₹43,734 lakh (face value ₹10 per equity share).

Source : Equity Bulls

Keywords

AadharHousingFinance Q1FY27 Q1FY2027 ResultUpdate