Stock Report

Aditya Birla Capital Reports Robust Financial Growth in Q1 FY27: Consolidated Profit Surges 43% Year-Over-Year

Posted On : 2026-07-31 22:53:25( TIMEZONE : IST )

Aditya Birla Capital Limited has published its unaudited consolidated and standalone financial results for the first quarter ended June 30, 2026. Demonstrating solid expansion across its primary operating verticals, the non-banking financial services conglomerate achieved double-digit top-line growth and a significant increase in bottom-line profitability compared to the corresponding period of the previous fiscal year.

Consolidated Performance Overview

Aditya Birla Capital reported a consolidated revenue from operations of ₹12,179.54 crore for Q1 FY27, representing a 28.17% increase compared to ₹9,502.69 crore in Q1 FY26. Total income for the quarter stood at ₹12,187.05 crore, up from ₹9,530.81 crore in the same period last year.

Consolidated expenses for the period rose to ₹10,691.74 crore, compared to ₹8,459.80 crore in Q1 FY26, driven largely by higher finance costs of ₹3,389.51 crore and policyholders' expenses in the life insurance segment amounting to ₹5,677.08 crore. Impairment costs on financial instruments remained steady at ₹429.31 crore versus ₹428.15 crore in Q1 FY26.

Key Consolidated Financial Indicators

Profit Before Tax (PBT): Rose 38.83% year-over-year to ₹1,640.87 crore in Q1 FY27, up from ₹1,181.94 crore in Q1 FY26 and ₹1,441.45 crore in Q4 FY26.

Profit After Tax (PAT): Reached ₹1,223.85 crore, marking a 43.25% YoY growth compared to ₹854.32 crore in Q1 FY26.

Profit Attributable to Owners: Stood at ₹1,174.70 crore, an increase of 40.07% YoY relative to ₹838.63 crore recorded in Q1 FY26.

Total Comprehensive Income: Expanded to ₹1,385.36 crore for the quarter, compared to ₹902.02 crore in the prior-year period.

Earnings Per Share (EPS): Basic EPS rose to ₹4.46 (from ₹3.22 in Q1 FY26), while Diluted EPS reached ₹4.41 (from ₹3.19 in Q1 FY26).

Net Worth: Rose to ₹40,895.39 crore as of June 30, 2026, compared to ₹31,068.22 crore as of June 30, 2025.

Consolidated Segment Performance

The company experienced expansion across its core operating segments, led by its lending and health insurance businesses:

Segment Revenue

Lending (Excluding Housing Finance): Generated ₹4,986.60 crore, reflecting a 24.56% YoY increase from ₹4,003.52 crore.

Housing Finance: Recorded ₹1,254.73 crore, up 40.43% YoY from ₹893.48 crore.

Life Insurance: Posted ₹5,853.15 crore in segment revenue, compared to ₹4,501.06 crore in Q1 FY26.

Asset Management: Achieved ₹624.67 crore, up from ₹564.58 crore in Q1 FY26.

Health Insurance: Surged 44.98% YoY to ₹1,953.80 crore, up from ₹1,347.62 crore.

Stock & Securities Broking: Contributed ₹130.77 crore, compared to ₹112.71 crore in Q1 FY26.

Other Financial Services: Earned ₹57.00 crore, against ₹50.64 crore in Q1 FY26.

Segment Results (Profit Before Tax)

Lending (Excluding Housing Finance): Result increased 32.0% YoY to ₹1,221.50 crore (vs. ₹925.49 crore in Q1 FY26).

Housing Finance: Profit nearly doubled YoY to ₹300.01 crore (vs. ₹154.10 crore in Q1 FY26).

Asset Management: Generated a profit of ₹406.07 crore (vs. ₹372.28 crore in Q1 FY26).

Life Insurance: Reported a segment profit of ₹60.90 crore (vs. ₹38.64 crore in Q1 FY26).

Health Insurance: Turned profitable at ₹15.16 crore, recovering from a loss of ₹29.43 crore in Q1 FY26 and a loss of ₹42.72 crore in Q4 FY26.

Segment Assets

Total consolidated segment assets reached ₹3,62,176.97 crore as of June 30, 2026, up from ₹2,95,525.78 crore a year earlier. Lending assets (excluding housing finance) expanded to ₹1,70,092.21 crore, while Housing Finance assets grew to ₹48,980.75 crore. Life Insurance segment assets expanded to ₹1,24,921.73 crore.

Standalone Performance Summary

On a standalone basis, Aditya Birla Capital Limited recorded Revenue from Operations of ₹4,990.04 crore for Q1 FY27, reflecting a 24.44% increase from ₹4,010.06 crore in Q1 FY26.

Standalone Key Indicators

Total Income: Stood at ₹5,000.62 crore, compared to ₹4,041.52 crore in Q1 FY26.

Total Expenses: Amassed ₹3,824.11 crore, driven by finance costs of ₹2,645.29 crore and impairment expenses of ₹399.82 crore.

Profit Before Tax: Climbed 29.61% YoY to ₹1,176.51 crore (vs. ₹907.71 crore in Q1 FY26).

Profit After Tax: Grew 32.17% YoY to ₹893.06 crore (vs. ₹675.70 crore in Q1 FY26).

Basic & Diluted EPS: Basic EPS rose to ₹3.39 (vs. ₹2.59 in Q1 FY26), while Diluted EPS reached ₹3.36 (vs. ₹2.57 in Q1 FY26).

Net Worth: Rose to ₹33,404.75 crore as of June 30, 2026.

Balance Sheet Ratios & Asset Quality

Aditya Birla Capital maintained a capitalized balance sheet and stable asset quality metrics across its operations during the quarter:

Debt-Equity Ratio: Improved to 4.24 times on a standalone basis (down from 4.82 times in Q4 FY26 and 4.40 times in Q1 FY26) and 4.49 times on a consolidated basis.

Capital Adequacy Ratio: Remained comfortably capitalized at 17.86% on a standalone basis as of June 30, 2026.

Liquidity Coverage Ratio: Stood strong at 172.69%.

Gross Stage 3 Assets: Reduced significantly to 1.30% (₹2,062.84 crore) as of June 30, 2026, compared to 2.27% (₹2,904.55 crore) as of June 30, 2025.

Net Stage 3 Assets: Stood at 0.70% (₹1,068.78 crore) as of June 30, 2026, down from 0.70% (₹1,707.60 crore) in the prior-year period.

Net Profit Margin: Stood at 9.64% on a consolidated basis and 18.82% on a standalone basis for Q1 FY27.

Paid-up Equity Share Capital: Stood at ₹2,734.21 crore (Face Value ₹10 per share).

Shares of Aditya Birla Capital Limited was last trading in BSE at Rs. 404.50 as compared to the previous close of Rs. 394.25. The total number of shares traded during the day was 502215 in over 10014 trades.

The stock hit an intraday high of Rs. 412.95 and intraday low of 395.35. The net turnover during the day was Rs. 204334466.00.