Stock Report

City Union Bank Ltd Q4 FY2025-26 profit increases to Rs. 359.56 crores

Posted On : 2026-04-28 12:10:36( TIMEZONE : IST )

City Union Bank Limited has reported Standalone financial results for the period ended March 31, 2026.

Financial Results (Q4 FY2026) - QoQ Comparison

The company has reported total income of Rs. 2146.0937 crores during the period ended March 31, 2026 as compared to Rs. 2001.0286 crores during the period ended December 31, 2025.

The company has posted net profit / (loss) of Rs. 359.5649 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs. 332.1609 crores for the period ended December 31, 2025.

The company has reported EPS of Rs. 4.83 for the period ended March 31, 2026 as compared to Rs. 4.46 for the period ended December 31, 2025.

Financials	Q4 FY2026	Q3 FY2026	% Change
Total Income	₹ 2146.0937 crs	₹2001.0286 crs	7.25%
Net Profit	₹359.5649 crs	₹332.1609 crs	8.25%
EPS	₹4.83	₹4.46	8.30%

Financial Results (Q4 FY2026) - YoY Comparison

The company has reported total income of Rs. 2146.0937 crores during the period ended March 31, 2026 as compared to Rs.1783.9415 crores during the period ended March 31, 2025.

The company has posted net profit / (loss) of Rs.359.5649 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs.287.9634 crores for the period ended March 31, 2025.

The company has reported EPS of Rs.4.83 for the period ended March 31, 2026 as compared to Rs.3.86 for the period ended March 31, 2025.

Financials	Q4 FY2026	Q4 FY2025	% Change
Total Income	₹ 2146.0937 crs	₹1783.9415 crs	20.30%
Net Profit	₹359.5649 crs	₹287.9634 crs	24.86%
EPS	₹4.83	₹3.86	25.13%

Financial Results (Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.7908.5857 crores during the Financial Year ended March 31, 2026 as compared to Rs.6732.1049 crores during the Financial Year ended March 31, 2025.

The company has posted net profit / (loss) of Rs.1326.2310 crores for the Financial Year ended March 31, 2026 as against net profit / (loss) of Rs.1123.6262 crores for the Financial Year ended March 31, 2025.

The company has reported EPS of Rs.17.83 for the Financial Year ended March 31, 2026 as compared to Rs.15.07 for the Financial Year ended March 31, 2025.

Financials	Year Ended FY2026	Year Ended FY2025	% Change
Total Income	₹7908.5857 crs	₹6732.1049 crs	17.48%
Net Profit	₹1326.2310 crs	₹1123.6262 crs	18.03%
EPS	₹17.83	₹15.07	18.31%

Asset Quality:

Asset Quality	Q4 FY2026	Q3 FY2026	Q4 FY2025
Gross NPA	₹1273.0819 crs	₹1320.0048 crs	₹1638.1689 crs
Gross NPA %	1.91%	2.17%	3.09%
Net NPA	₹449.4227 crs	₹469.3367 crs	₹653.0666 crs
Net NPA %	0.68%	0.78%	1.25%

Gross NPA was at ₹ 1273.0819 crs in Q4 FY2026 against ₹ 1638.1689 crs in Q4 FY2025. The same was at ₹ 1320.0048 crs in Q3 FY2026.

Net NPA was at ₹ 449.4227 crs in Q4 FY2026 against ₹ 653.0666 crs in Q4 FY2025. The same was at ₹ 469.3367 crs in Q3 FY2026.

GNPA was at 1.91% of Gross advances as on March 31, 2026 as compared to 3.09% as on March 31, 2025 and 2.17% as of December 31, 2025.

Net NPA was at 0.68% of Gross advances as on March 31, 2026 as compared to 1.25% as on March 31, 2025 and 0.78% as of December 31, 2025.

Ratios	Q4 FY2026	Q3 FY2026	Q4 FY2025
RoA %	1.56%	1.53%	1.53%
CAR (BASEL III) %	21.92%	20.13%	23.75%

Return on Average Assets (RoA) is at 1.56% for Q4 FY2026 against 1.53% in Q3 FY2026 and 1.53% in Q4 FY2025.

In Q4 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 21.92%, as compared to 20.13% in Q3 FY2026 and 23.75% in Q4 FY2025.

Shares of City Union Bank Limited was last trading in BSE at Rs. 271.35 as compared to the previous close of Rs. 262.75. The total number of shares traded during the day was 166455 in over 3614 trades.

The stock hit an intraday high of Rs. 273.50 and intraday low of 264.70. The net turnover during the day was Rs. 44735836.00.