Stock Report

Union Bank of India reports consolidated PAT of Rs. 5503.61 crores in Q4 FY2026

Posted On : 2026-04-24 19:15:05( TIMEZONE : IST )

Union Bank of India has reported Consolidated financial results for the period ended March 31, 2026.

Financial Results (Q4 FY2026) - QoQ Comparison

The company has reported total income of Rs. 32674.53 crores during the period ended March 31, 2026 as compared to Rs. 32001.92 crores during the period ended December 31, 2025.

The company has posted net profit / (loss) of Rs. 5503.61 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs. 5072.69 crores for the period ended December 31, 2025.

The company has reported EPS of Rs. 7.21 for the period ended March 31, 2026 as compared to Rs. 6.65 for the period ended December 31, 2025.

Financials	Q4 FY2026	Q3 FY2026	% Change
Total Income	₹ 32674.53 crs	₹32001.92 crs	2.10%
Net Profit	₹5503.61 crs	₹5072.69 crs	8.49%
EPS	₹7.21	₹6.65	8.42%

Financial Results (Q4 FY2026) - YoY Comparison

The company has reported total income of Rs. 32674.53 crores during the period ended March 31, 2026 as compared to Rs.33590.84 crores during the period ended March 31, 2025.

The company has posted net profit / (loss) of Rs.5503.61 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs.5011.22 crores for the period ended March 31, 2025.

The company has reported EPS of Rs.7.21 for the period ended March 31, 2026 as compared to Rs.6.56 for the period ended March 31, 2025.

Financials	Q4 FY2026	Q4 FY2025	% Change
Total Income	₹ 32674.53 crs	₹33590.84 crs	-2.73%
Net Profit	₹5503.61 crs	₹5011.22 crs	9.83%
EPS	₹7.21	₹6.56	9.91%

Financial Results (Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.128399.51 crores during the Financial Year ended March 31, 2026 as compared to Rs.128162.22 crores during the Financial Year ended March 31, 2025.

The company has posted net profit / (loss) of Rs.19430.20 crores for the Financial Year ended March 31, 2026 as against net profit / (loss) of Rs.18026.96 crores for the Financial Year ended March 31, 2025.

The company has reported EPS of Rs.25.45 for the Financial Year ended March 31, 2026 as compared to Rs.23.62 for the Financial Year ended March 31, 2025.

Financials	Year Ended FY2026	Year Ended FY2025	% Change
Total Income	₹128399.51 crs	₹128162.22 crs	0.19%
Net Profit	₹19430.20 crs	₹18026.96 crs	7.78%
EPS	₹25.45	₹23.62	7.75%

Asset Quality:

Asset Quality	Q4 FY2026	Q3 FY2026	Q4 FY2025
Gross NPA	₹30400.77 crs	₹31120.88 crs	₹35350.38 crs
Gross NPA %	2.82%	3.06%	3.60%
Net NPA	₹5067.28 crs	₹5102.15 crs	₹5969.29 crs
Net NPA %	0.48%	0.51%	0.63%

Gross NPA was at ₹ 30400.77 crs in Q4 FY2026 against ₹ 35350.38 crs in Q4 FY2025. The same was at ₹ 31120.88 crs in Q3 FY2026.

Net NPA was at ₹ 5067.28 crs in Q4 FY2026 against ₹ 5969.29 crs in Q4 FY2025. The same was at ₹ 5102.15 crs in Q3 FY2026.

GNPA was at 2.82% of Gross advances as on March 31, 2026 as compared to 3.60% as on March 31, 2025 and 3.06% as of December 31, 2025.

Net NPA was at 0.48% of Gross advances as on March 31, 2026 as compared to 0.63% as on March 31, 2025 and 0.51% as of December 31, 2025.

Ratios	Q4 FY2026	Q3 FY2026	Q4 FY2025
RoA %	1.36%	1.35%	1.35%
CAR (BASEL III) %	18.10%	16.49%	18.02%

Return on Average Assets (RoA) is at 1.36% for Q4 FY2026 against 1.35% in Q3 FY2026 and 1.35% in Q4 FY2025.

In Q4 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 18.10%, as compared to 16.49% in Q3 FY2026 and 18.02% in Q4 FY2025.

Shares of Union Bank of India was last trading in BSE at Rs. 179.65 as compared to the previous close of Rs. 194.00. The total number of shares traded during the day was 1975855 in over 14201 trades.

The stock hit an intraday high of Rs. 195.05 and intraday low of 177.45. The net turnover during the day was Rs. 363453893.00.