Purple Finance Limited, a digital-first NBFC focused on a phygital lending model for MSMEs, reported a strong close to FY26 achieving the milestone of profitability and continued growth in its loan book.
The Company reported a Profit Before Tax (PBT) of ₹42 lakhs in Q4 FY26, compared to a loss of ₹88 lakhs in Q3 FY26, reflecting improved operating leverage and business momentum.
Total income grew by 28% quarter-on-quarter to ₹1,717 lakhs and Assets Under Management (AUM) increased by 27% QoQ to ₹24,901 lakhs, driven by sustained expansion in the SME lending portfolio, while asset quality remained stable with Gross NPAs below 1.5% of AUM.
This performance builds on key milestones achieved during FY26 such as Company's profitability from Q3, capital raised aggregating ₹79 crore during the year and the successful listing of ₹25 crore retail NCDs.
The Company further proposes to increase the capital base with ₹69 crore of additional capital (awaiting regulatory approvals), supporting its next phase of growth.
Quarterly & Annual Performance Highlights
The company demonstrated significant momentum across all key financial indicators:
Total Income: Reached ₹1,717 lakh in Q4FY26, representing a 28% growth over the preceding December quarter. On a year-on-year basis, income skyrocketed by 175% compared to ₹625 lakh in Q4FY25.
Profit Before Tax (PBT): The company successfully turned around its performance, posting a PBT of ₹42 lakh in Q4, compared to a loss of ₹88 lakh in Q3FY26. This reflects a massive 148% sequential recovery.
Assets Under Management (AUM): In a standout performance, AUM grew to ₹24,901 lakh, marking a 142% YoY increase from the ₹10,306 lakh recorded in March 2025.
We are pleased to deliver strong growth and sustain profitability in Q4. Our consistent expansion in AUM, disciplined asset quality, and continued capital infusion will help us to achieve scaling up sustainably. With a strengthened balance sheet and improving operating leverage, we remain focused on becoming large MSME lender," said Mr. Amitabh Chaturvedi, Executive Chairman of the Company.