Capital Trust Ltd enters Gold Loan Business, Opens First Branch in Aligarh, Uttar Pradesh

Capital Trust Limited (BSE: 511505, NSE: [CAPTRUST]), a listed Non-Banking Financial Company (NBFC) with a 40-year track record in financial inclusion and MSME lending, has announced the launch of its Gold Loan business with the opening of its first dedicated branch in Aligarh, Uttar Pradesh. The branch has already completed its first disbursement, marking the formal entry of CTL into secured lending.

With over 300 branches across 10 states, Capital Trust will diversify into secured gold loans, focusing on urban and semi-urban markets where demand for quick, transparent, and reliable credit continues to grow.

Speaking on the launch, Mr. Yogen Khosla, Chairman & Managing Director, Capital Trust Limited, said: "Gold is the most trusted household asset in India, and our gold loan product allows customers to unlock its value swiftly and securely. With the adoption of RBI's new Gold Loan Directions, 2025, and our strong focus on technology and compliance, CTL is well positioned to scale this business responsibly while serving customer needs."

Adding to this, Mr. Vinod Raina, Chief Financial Officer, Capital Trust Limited, said: "Our gold loan offering combines customer convenience with strong risk management. Customers get instant liquidity at competitive interest rates, while CTL builds a more secured and resilient portfolio. With our legacy and branch reach, we are confident of creating scale in this segment."

Key Highlights of CTL Gold Loans

Compliance First - Adopted RBI's Gold Loan Directions, 2025 from inception. High Value for Customers - Up to 85% LTV on small-ticket loans up to ₹2.5L (vs. 75% market norm).

Fast & Convenient - 20-minute disbursement and release (current pain points) with instant digital + physical pledge and E-Certificates.

Technology-Enabled - App-based platform with one-click top-ups within LTV limits. Safe & Secure - 24×7 surveillance, dual staff valuation, and strong-room monitoring. Through this launch, Capital Trust strengthens its strategy of diversifying into secured lending, balancing its portfolio mix, and enhancing long-term growth.

Shares of Capital Trust Limited was last trading in BSE at Rs. 37.22 as compared to the previous close of Rs. 36.53. The total number of shares traded during the day was 5546 in over 172 trades.

The stock hit an intraday high of Rs. 38.30 and intraday low of 36.50. The net turnover during the day was Rs. 207437.00.

Source : Equity Bulls

Keywords

CapitalTrust INE707C01018 NBFC GoldLoanBusiness Aligarh UP NewBranch