HDFC Bank Ltd Q3 FY2025 consolidated net profit at Rs. 18340.11 crores

HDFC Bank Limited has reported Consolidated financial results for the period ended December 31, 2024.

Financial Results (Q3 FY2025) - QoQ Comparison

The company has reported total income of Rs. 112193.94 crores during the period ended December 31, 2024 as compared to Rs. 121456.74 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs. 18340.11 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs. 18627.44 crores for the period ended September 30, 2024.

The company has reported EPS of Rs. 23 for the period ended December 31, 2024 as compared to Rs. 23.29 for the period ended September 30, 2024.

Financials	Q3 FY2025	Q2 FY2025	% Change
Total Income	₹ 112193.94 crs	₹121456.74 crs	-7.63%
Net Profit	₹18340.11 crs	₹18627.44 crs	-1.54%
EPS	₹23	₹23.29	-1.25%

Financial Results (Q3 FY2025) - YoY Comparison

The company has reported total income of Rs. 112193.94 crores during the period ended December 31, 2024 as compared to Rs.115015.51 crores during the period ended December 31, 2023.

The company has posted net profit / (loss) of Rs.18340.11 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs.17718 crores for the period ended December 31, 2023.

The company has reported EPS of Rs.23 for the period ended December 31, 2024 as compared to Rs.22.65 for the period ended December 31, 2023.

Financials	Q3 FY2025	Q3 FY2024	% Change
Total Income	₹ 112193.94 crs	₹115015.51 crs	-2.45%
Net Profit	₹18340.11 crs	₹17718 crs	3.51%
EPS	₹23	₹22.65	1.55%

Financial Results (9 Months Ended FY2025) - YoY Comparison

The company has reported total income of Rs.350647.17 crores during the 9 Months period ended December 31, 2024 as compared to Rs.283603.42 crores during the 9 Months period ended December 31, 2023.

The company has posted net profit / (loss) of Rs.54155.60 crores for the 9 Months period ended December 31, 2024 as against net profit / (loss) of Rs.47433.63 crores for the 9 Months period ended December 31, 2023.

The company has reported EPS of Rs.67.88 for the 9 Months period ended December 31, 2024 as compared to Rs.66.81 for the 9 Months period ended December 31, 2023.

Financials	9 Months Ended FY2025	9 Months Ended FY2024	% Change
Total Income	₹350647.17 crs	₹283603.42 crs	23.64%
Net Profit	₹54155.60 crs	₹47433.63 crs	14.17%
EPS	₹67.88	₹66.81	1.60%

Asset Quality:

Asset Quality	Q3 FY2025	Q2 FY2025	Q3 FY2024
Gross NPA	₹36018.58 crs	₹34250.62 crs	₹31011.67 crs
Gross NPA %	1.42%	1.36%	1.26%
Net NPA	₹11587.54 crs	₹10308.54 crs	₹7664.10 crs
Net NPA %	0.46%	0.41%	0.31%

Gross NPA was at ₹ 36018.58 crs in Q3 FY2025 against ₹ 31011.67 crs in Q3 FY2024. The same was at ₹ 34250.62 crs in Q2 FY2025.

Net NPA was at ₹ 11587.54 crs in Q3 FY2025 against ₹ 7664.10 crs in Q3 FY2024. The same was at ₹ 10308.54 crs in Q2 FY2025.

GNPA was at 1.42% of Gross advances as on December 31, 2024 as compared to 1.26% as on December 31, 2023 and 1.36% as of September 30, 2024.

Net NPA was at 0.46% of Gross advances as on December 31, 2024 as compared to 0.31% as on December 31, 2023 and 0.41% as of September 30, 2024.

Ratios	Q3 FY2025	Q2 FY2025	Q3 FY2024
RoA %	0.47%	0.49%	0.49%
CAR (BASEL III) %	19.97%	19.77%	18.39%

Return on Average Assets (RoA) is at 0.47% for Q3 FY2025 against 0.49% in Q2 FY2025 and 0.49% in Q3 FY2024.

In Q3 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 19.97%, as compared to 19.77% in Q2 FY2025 and 18.39% in Q3 FY2024.

Shares of HDFC Bank Limited was last trading in BSE at Rs. 1665.05 as compared to the previous close of Rs. 1641.75. The total number of shares traded during the day was 1337581 in over 19933 trades.

The stock hit an intraday high of Rs. 1671.85 and intraday low of 1625.30. The net turnover during the day was Rs. 2208568710.00.

Source : Equity Bulls

Keywords

HDFCBank Q3FY25 9MFY25 Q3FY2025 9MFY2025 ResultUpdate HDB