Mutual Fund Industry AUM Soars to ₹85.75 Lakh Crore in July 2026 as SIP Contributions Touch New Heights

The Indian mutual fund industry demonstrated strong growth momentum in July 2026, with overall Net Assets Under Management (AUM) scaling to ₹85,75,656.52 crore. This represents a significant month-on-month expansion from the ₹82,22,480.04 crore recorded in June 2026. Correspondingly, the Average Assets Under Management (AAUM) for the industry stood at ₹86,33,798.38 crore during the month.

Investor participation continued to expand across the board, with total mutual fund folios reaching 28,08,65,000 by the end of July 2026. The industry added 22.66 lakh net folios in July alone, reflecting a 0.8% increase compared to the 27.86 crore folios registered in June.

Retail Participation and Equity Inflow Trends

Retail investor engagement remained robust, driven by investments across Equity, Hybrid, and Solution Oriented Schemes. Total Retail MF AUM expanded to ₹50,68,667 crore in July 2026, rising from ₹49,41,096 crore in the previous month. Retail folios within these core categories also climbed to 21,39,96,603 in July, up from 21,22,59,046 in June.

Equity-oriented schemes marked their 65th consecutive month of positive net inflows, a continuous buying streak extending back to March 2021. Net equity inflows for July 2026 stood at ₹24,697 crore. Additionally, asset management companies expanded their offerings by launching 25 new schemes during the month, mobilizing a total of ₹2,022 crore.

Systematic Investment Plans (SIP) and Specialised Investment Funds (SIF)

Systematic Investment Plans continued to act as the primary catalyst for disciplined retail participation. Total SIP assets reached ₹18,19,541.56 crore in July 2026, growing 2.8% month-on-month and constituting approximately 21.2% of the total industry AUM. Monthly SIP collections stood at ₹31,960.66 crore, supported by 10,62,74,060 contributing SIP accounts.

In the Specialised Investment Funds (SIF) segment, assets rose 29.8% on a month-on-month basis to reach ₹23,177 crore. The category attracted net positive inflows of ₹4,922 crore during July 2026, driven primarily by investor demand across hybrid and equity-oriented investment strategies.

Commenting on the performance for July 2026, Mr. Venkat Chalasani, Chief Executive of the Association of Mutual Funds in India (AMFI), noted that the 4.3% month-on-month rise in the industry's overall AUM to ₹85.76 lakh crore was largely propelled by higher market valuations and persistent buying by Domestic Institutional Investors (DIIs). He highlighted that the overall trajectory was further reinforced by strong SIP inflows and noted that AMFI remains dedicated to expanding investor awareness and promoting long-term financial planning.

Source : Equity Bulls

Keywords

AMFI IndianMutualFundIndustry July2026 AUM SIP SIF