Mutual Funds

Bajaj Life Insurance launches 'BSE 500 Quality 50 Index Fund', offering exposure to fundamentally strong Indian companies



Posted On : 2026-02-03 21:33:23( TIMEZONE : IST )

Bajaj Life Insurance launches 'BSE 500 Quality 50 Index Fund', offering exposure to fundamentally strong Indian companies

Bajaj Life Insurance, one of India's leading private life insurers, announced the launch of its New Fund Offer (NFO), the Bajaj Life BSE 500 Quality 50 Index Fund. The fund is designed to provide investors with exposure to Indian companies demonstrating strong financial health, consistent earnings, and prudent balance sheets. The fund is available under Bajaj Life's unit-linked insurance plans (ULIPs) - Bajaj Life Smart Wealth Goal, Bajaj Life Supreme and Bajaj Life Gain- enabling policyholders to pursue their life goals while benefiting from the dual advantage of life cover and long-term wealth creation.

Amid continued market volatility and evolving macroeconomic conditions, investors are increasingly gravitating towards companies with strong fundamentals and earnings discipline. Quality, as an investment factor, focuses on profitability, balance sheet strength, and earnings quality, making it relevant across market cycles. The Bajaj Life BSE 500 Quality 50 Index Fund seeks to address this need through a transparent and rules-based investment framework.

The fund tracks the BSE 500 Quality 50 Index, which comprises 50 companies selected from the broader BSE 500 universe based on defined quality parameters, namely Return on Equity, Accruals Ratio, and Financial Leverage. Constituents are weighted using a combination of float-adjusted market capitalisation and quality scores, subject to stock-level and sector-level caps to manage concentration risk. The index is rebalanced on a quarterly basis to reflect updated financial data and maintain its quality characteristics.

Speaking on the launch, Srinivas Rao Ravuri, Chief Investment Officer, Bajaj Life Insurance, said, "Over long investment horizons, outcomes are shaped as much by the quality of businesses investors own as by the market cycles they experience. Companies that allocate capital wisely, maintain balance sheet discipline, and deliver consistent earnings tend to navigate uncertainty far better than the broader market. At Bajaj Life, our approach to portfolio construction is centred on offering investors access to such enduring businesses through structured, transparent solutions. The Bajaj Life BSE 500 Quality 50 Index Fund reflects our effort to combine disciplined investing with long-term financial planning, allowing policyholders to participate in equity growth with greater consistency and resilience."

With the new fund launch, Bajaj Life Insurance continues to expand its range of thoughtfully designed investment solutions under its ULIP platform. The Bajaj Life BSE 500 Quality 50 Index Fund offers investors a structured way to participate in Indian equity markets through a rules-based, quality-focused approach. The fund is aligned with the Company's long-term investment philosophy of providing disciplined portfolio building blocks that support policyholders in working towards their financial and life goals.

Source : Equity Bulls

Keywords

BajajLifeInsurance BSE500Quality50IndexFund NFO