Stock Report

SG Finserve Limited Reports Stellar FY26 Results: Net Profit Surges 58% to ₹127.66 Crore

Posted On : 2026-04-16 13:22:20( TIMEZONE : IST )

SG Finserve Limited (BSE: 539199), a rapidly growing non-banking financial company (NBFC), has announced its audited financial results for the quarter and year ended March 31, 2026. The company delivered a powerful performance, characterized by a near-doubling of revenue and significant expansion in profitability.

Annual Financial Highlights (FY26)

SG Finserve demonstrated exceptional growth momentum across its core lending operations:

Total Revenue from Operations: Nearly doubled to ₹33,341.28 Lakh, up from ₹16,997.14 Lakh in FY25. This was primarily driven by a sharp rise in Interest Income, which reached ₹32,014.58 Lakh.

Profit After Tax (PAT): Surged by 57.6% to ₹12,765.72 Lakh (₹127.66 Crore), compared to ₹8,099.02 Lakh in the previous fiscal year.

Fee and Commission Income: Saw a massive jump to ₹1,266.88 Lakh, highlighting the company's success in diversifying its income streams.

Earnings Per Share (EPS): Basic EPS grew to ₹22.75, compared to ₹14.54 in FY25.

Q4 FY26 Performance Analysis

The fourth quarter marked the company's strongest period of the year:

Total Income: Stood at ₹10,565.26 Lakh, representing a 23% sequential growth over the December 2025 quarter (₹8,584.24 Lakh).

Net Profit: Reported at ₹4,226.91 Lakh for the quarter, reflecting robust demand for the company's financial products and efficient management of finance costs.

Operating Margins: Profit Before Tax (PBT) for the quarter improved to ₹5,620.53 Lakh, as the company benefited from economies of scale.

Expense Management and Asset Quality

Finance Costs: Annual finance costs rose to ₹13,445.63 Lakh, aligning with the increased scale of lending operations and borrowing.

Impairment Provisions: The company maintained a conservative stance on asset quality, with impairment on financial instruments for the year at ₹237.76 Lakh.

Employee Benefits: Increased to ₹1,447.21 Lakh for the year, reflecting investments in talent and leadership to drive the next phase of growth.

Capital Strength

The company's balance sheet remains exceptionally strong. Other Equity (reserves) stood at ₹1,39,495.46 Lakh (approximately ₹1,395 Crore) as of March 31, 2026, significantly higher than ₹95,888.23 Lakh in the previous year. The paid-up equity share capital also increased to ₹6,526.72 Lakh, providing a deep capital cushion to support future loan book expansion.

Shares of Moongipa Securities Ltd was last trading in BSE at Rs. 464.20 as compared to the previous close of Rs. 468.20. The total number of shares traded during the day was 28691 in over 928 trades.

The stock hit an intraday high of Rs. 476.90 and intraday low of 460.60. The net turnover during the day was Rs. 13406953.00.