UCO Bank Q4 FY26 Update: Total Business Crosses ₹5.8 Lakh Crore

UCO Bank (NSE: UCOBANK; BSE: 532505) has released its provisional business update for the quarter and financial year ended March 31, 2026. The bank reported strong double-digit growth across all major parameters, with a particularly sharp surge in domestic lending.

Operational Highlights (All figures in ₹ Lakh Crore)

The bank's total business growth was driven by a balanced expansion in both deposits and advances:

Total Business: Reached ₹5.89 lakh crore, marking a robust 14.59% Year-on-Year (YoY) growth and a 6.32% Quarter-on-Quarter (QoQ) increase.

Total Advances: Stood at ₹2.62 lakh crore, representing a significant 19.09% YoY jump.

Total Deposits: Grew to ₹3.27 lakh crore, up 11.22% YoY and 5.48% QoQ.

Domestic Performance & Ratios

The bank's domestic operations showed even stronger momentum, specifically in its credit deployment:

Domestic Advances: Surged by 20.00% YoY to reach ₹2.34 lakh crore.

Domestic Deposits: Stood at ₹3.04 lakh crore, up 10.14% YoY.

CASA Ratio (Domestic): Maintained a healthy profile at 38.48%, showing consistent marginal improvement throughout the year.

Credit-Deposit (CD) Ratio: Increased to 80.12% from 74.94% in March 2025, indicating high efficiency in utilizing deposits for lending.

Source : Equity Bulls

Keywords

UCOBank BusinessUpdate Q4FY26 FY2026