India Shelter Finance Q3 & 9M FY26: Assets Grow 31% YoY to ₹10,365 Cr, PAT Up 33% to ₹128 Cr

India Shelter Finance Corporation Limited's board approved unaudited Q3 & 9M FY26 results ended December 31, 2025, highlighting strong affordable housing finance growth.

Gross managed assets expanded 31% YoY to ₹10,365 crore (+7% QoQ). Disbursements rose 11% YoY to ₹977 crore (+5% QoQ). Spreads improved to 6.6% (up 20bps QoQ). Opex/GMA held at 4.0%. PAT (ex-labor code impact) grew 33% YoY to ₹128 crore (+5% QoQ), with RoA 5.8% and RoE 17.1%. 9M PAT up 37% YoY to ₹369 crore.

Network Expansion: Added 35 branches YTD, total 301 branches. Employee strength: 4,669. Networth ₹3,048 crore, liquidity ₹1,818 crore. Cost of funds fell 20bps QoQ to 8.3%.

Asset Quality: Gross Stage 3 at 1.5%, Net Stage 3 at 1.2%.

MD & CEO Rupinder Singh: "Sustained performance with 31% YoY asset growth. Q3 disbursements up 11% YoY. Profitability strong at 33% PAT growth, RoE 17.1%. Strategic branch expansion supports scale."

India Shelter maintains top-tier metrics in affordable housing, backed by liquidity and quality.

Shares of India Shelter Finance Corporation Limited was last trading in BSE at Rs. 789.55 as compared to the previous close of Rs. 783.20. The total number of shares traded during the day was 2768 in over 222 trades.

The stock hit an intraday high of Rs. 792.90 and intraday low of 775.05. The net turnover during the day was Rs. 2174027.00.

Source : Equity Bulls

Keywords

IndiaShelterFinanceCorporation INE922K01024 HousingFinanceCompany Q3FY26 Q3FY2026 9MFY26 9MFY2026 ResultUpdate