Equitas Small Finance Bank Ltd posts PAT of Rs. 24.13 crores in Q2 FY2025-26

Equitas Small Finance Bank Limited has reported Standalone financial results for the period ended September 30, 2025.

Financial Results (Q2 FY2026) - QoQ Comparison

The company has reported total income of Rs. 1846.2926 crores during the period ended September 30, 2025 as compared to Rs. 1940.5498 crores during the period ended June 30, 2025.

The company has posted net profit / (loss) of Rs. 24.1353 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs. -223.7633 crores for the period ended June 30, 2025.

The company has reported EPS of Rs. 0.21 for the period ended September 30, 2025 as compared to Rs. -1.96 for the period ended June 30, 2025.

Financials	Q2 FY2026	Q1 FY2026	% Change
Total Income	₹ 1846.2926 crs	₹1940.5498 crs	-4.86%
Net Profit	₹24.1353 crs	₹-223.7633 crs	110.79%
EPS	₹0.21	₹-1.96	110.71%

Financial Results (Q2 FY2026) - YoY Comparison

The company has reported total income of Rs. 1846.2926 crores during the period ended September 30, 2025 as compared to Rs.1793.8022 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.24.1353 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs.12.8825 crores for the period ended September 30, 2024.

The company has reported EPS of Rs.0.21 for the period ended September 30, 2025 as compared to Rs.0.11 for the period ended September 30, 2024.

Financials	Q2 FY2026	Q2 FY2025	% Change
Total Income	₹ 1846.2926 crs	₹1793.8022 crs	2.93%
Net Profit	₹24.1353 crs	₹12.8825 crs	87.35%
EPS	₹0.21	₹0.11	90.91%

Financial Results (Half Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.3786.8424 crores during the 6 Months period ended September 30, 2025 as compared to Rs.3503.4592 crores during the 6 Months period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.-199.6280 crores for the 6 Months period ended September 30, 2025 as against net profit / (loss) of Rs.38.6398 crores for the 6 Months period ended September 30, 2024.

The company has reported EPS of Rs.-1.75 for the 6 Months period ended September 30, 2025 as compared to Rs.0.34 for the 6 Months period ended September 30, 2024.

Financials	Half Year Ended FY2026	Half Year Ended FY2025	% Change
Total Income	₹3786.8424 crs	₹3503.4592 crs	8.09%
Net Profit	₹-199.6280 crs	₹38.6398 crs	-616.64%
EPS	₹-1.75	₹0.34	-614.71%

Asset Quality:

Asset Quality	Q2 FY2026	Q1 FY2026	Q2 FY2025
Gross NPA	₹1081.8725 crs	₹1035.9895 crs	₹1022.8161 crs
Gross NPA %	2.92%	2.92%	2.95%
Net NPA	₹357.8163 crs	₹341.5945 crs	₹330.2940 crs
Net NPA %	0.98%	0.98%	0.97%

Gross NPA was at ₹ 1081.8725 crs in Q2 FY2026 against ₹ 1022.8161 crs in Q2 FY2025. The same was at ₹ 1035.9895 crs in Q1 FY2026.

Net NPA was at ₹ 357.8163 crs in Q2 FY2026 against ₹ 330.2940 crs in Q2 FY2025. The same was at ₹ 341.5945 crs in Q1 FY2026.

GNPA was at 2.92% of Gross advances as on September 30, 2025 as compared to 2.95% as on September 30, 2024 and 2.92% as of June 30, 2025.

Net NPA was at 0.98% of Gross advances as on September 30, 2025 as compared to 0.97% as on September 30, 2024 and 0.98% as of June 30, 2025.

Ratios	Q2 FY2026	Q1 FY2026	Q2 FY2025
RoA %	0.04%	-0.41%	0.03%
CAR (BASEL III) %	20.74%	20.48%	19.36%

Return on Average Assets (RoA) is at 0.04% for Q2 FY2026 against -0.41% in Q1 FY2026 and 0.03% in Q2 FY2025.

In Q2 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 20.74%, as compared to 20.48% in Q1 FY2026 and 19.36% in Q2 FY2025.

Shares of Equitas Small Finance Bank Limited was last trading in BSE at Rs. 59.33 as compared to the previous close of Rs. 60.10. The total number of shares traded during the day was 63618 in over 418 trades.

The stock hit an intraday high of Rs. 60.96 and intraday low of 59.00. The net turnover during the day was Rs. 3787443.00.

Source : Equity Bulls

Keywords

EquitasSmallFinanceBank Q2FY26 Q2FY2026 H1FY26 H1FY2026 ResultUpdate