Bajaj Finance Ltd has reported operational update on a consolidated basis with respect to the quarter ended 31 March 2022.
- Customer franchise as of 31 March 2022 stood at 57.6 MM as compared to 48.6 MM as of 31 March 2021. The Company's customer franchise increased by 2.2 MM in Q4 FY22. Customer franchise recorded a highest ever increase of 9.0 MM in FY22.
- New loans booked during Q4 FY22 were 6.3 MM as compared to 5.5 MM in Q4 FY21. New loans booked during FY22 were 24.7 MM as compared to 16.9 MM in FY21.
Assets under management (AUM) stood at approximately Rs. 197,500 crore as of 31 March 2022 as compared to Rs. 152,947 crore as of 31 March 2021. Core AUM i.e. net of short-term IPO financing receivable of approximately Rs. 5,400 crore as of 31 March 2022 was Rs. 192,100 crore, a Yo Y growth of 26%. Core AUM addition in Q4 FY22 was approximately Rs. 10,900 crore.
- Consolidated liquidity surplus stood at approximately Rs. 10,000 crore as of 31 March 2022. The Company's liquidity position remains strong.
- The Company continues to remain well capitalized with capital adequacy ratio (CRAR) of approximately 27.2% as of 31 March 2022.
- The Company's deposit book stood at approximately Rs. 30,800 crore as of 31 March 2022 as compared to Rs. 25,803 crore as of 31 March 2021.
- On 15 February 2022, RBI allowed deferment of Para 10 of its earlier circular dated 12 November 2021 pertaining to upgrade of NP A accounts, till 30 September 2022. The Company has not opted for this deferment.
The above information with reference to 31 March 2022 is provisional and subject to audit by the statutory auditors of the Company.
Shares of Bajaj Finance Limited was last trading in BSE at Rs. 7488.65 as compared to the previous close of Rs. 7413.10. The total number of shares traded during the day was 73544 in over 12527 trades.
The stock hit an intraday high of Rs. 7590.00 and intraday low of 7428.90. The net turnover during the day was Rs. 551962618.00.