Stock Report

One Mobikwik Systems Turns Profitable in Q1 FY27: Reports Net Profit of ₹7.62 Crore; EBITDA Reaches ₹15.78 Crore

Posted On : 2026-08-03 21:41:33( TIMEZONE : IST )

Fintech and digital payments company One Mobikwik Systems Limited has released its unaudited consolidated financial results for the first quarter ended June 30, 2026 (Q1 FY27).

Marking a major operational turnaround, Mobikwik posted a consolidated net profit of ₹7.62 crore (₹76.16 million) in Q1 FY27, compared to a net loss of ₹41.92 crore (₹419.20 million) in the corresponding quarter of the previous financial year (Q1 FY26).

Consolidated Financial Performance Summary
(Figures in ₹ Crore, converted from ₹ Millions)

Revenue from Operations: Stood at ₹281.48 crore in Q1 FY27, posting a 3.7% YoY growth compared to ₹271.36 crore in Q1 FY26. Sequentially, top-line dipped slightly by 2.5% from ₹288.71 crore in Q4 FY26.

Total Income: Reached ₹289.15 crore in Q1 FY27, compared to ₹281.62 crore in Q1 FY26 and ₹296.03 crore in Q4 FY26.

EBITDA: Recorded a positive ₹15.78 crore in Q1 FY27, swinging dramatically from an EBITDA loss of ₹31.20 crore in Q1 FY26. EBITDA stood at ₹17.41 crore in Q4 FY26.

Profit Before Tax (PBT): Reported at ₹7.65 crore for Q1 FY27, against a loss of ₹41.89 crore in Q1 FY26 and PBT of ₹4.48 crore in Q4 FY26 (₹8.24 crore before exceptional items).

Profit After Tax (PAT): Came in at ₹7.62 crore (PAT margin of 2.7%), marking a strong turnaround from a net loss of ₹41.92 crore in Q1 FY26 and a 73.7% QoQ growth over ₹4.38 crore in Q4 FY26.

Total Comprehensive Income: Stood at ₹7.27 crore for the quarter, compared to a total comprehensive loss of ₹41.34 crore in Q1 FY26.

Key Operating Expenses & Cost Efficiencies

Mobikwik’s return to profitability was largely propelled by a 12.6% YoY reduction in total operational expenses, which fell to ₹273.38 crore in Q1 FY27 from ₹312.82 crore in Q1 FY26:

Payment Processing Charges: Reduced to ₹117.35 crore, down 17.8% YoY from ₹142.78 crore in Q1 FY26.

Lending Operational Expenses: Dropped sharply to ₹1.76 crore, down 94.0% YoY compared to ₹29.18 crore in Q1 FY26.

Financial Guarantee Expenses: Increased to ₹28.33 crore, compared to ₹21.39 crore in Q1 FY26 and ₹29.96 crore in Q4 FY26.

Employee Benefits Expense: Stood at ₹53.40 crore, up from ₹41.96 crore in Q1 FY26 and ₹46.10 crore in Q4 FY26.

Other Expenses: Totaled ₹72.54 crore, down from ₹77.51 crore in Q1 FY26 and ₹81.20 crore in Q4 FY26.

Finance Costs: Reduced to ₹4.54 crore, compared to ₹7.83 crore in Q1 FY26 and ₹5.10 crore in Q4 FY26.

Share Capital & Earnings Per Share

Paid-Up Equity Share Capital: Stood at ₹15.75 crore (₹157.49 million) with a face value of ₹2 per share.

Other Equity: Total other equity as of March 31, 2026, was recorded at ₹523.15 crore (₹5,231.49 million).

Earnings Per Share (EPS): Basic and diluted EPS for Q1 FY27 swung into positive territory at ₹0.97 per share, compared to a negative EPS of ₹(5.39) in Q1 FY26 and ₹0.56 in Q4 FY26.

Shares of One Mobikwik Systems Limited was last trading in BSE at Rs. 214.55 as compared to the previous close of Rs. 205.00. The total number of shares traded during the day was 610083 in over 4959 trades.

The stock hit an intraday high of Rs. 222.95 and intraday low of 207.10. The net turnover during the day was Rs. 131723229.00.