Stock Report

Real Touch Finance Limited Reports Q1 FY27 Results: Net Profit Reaches ₹115.68 Lakh

Posted On : 2026-07-31 23:04:44( TIMEZONE : IST )

Real Touch Finance Limited has announced its unaudited financial results for the first quarter ended June 30, 2026. The non-banking financial company (NBFC) posted sequential growth in net profit compared to the preceding quarter ended March 31, 2026, alongside stable core interest income.

Key Financial Highlights

Total Income: Reached ₹864.29 lakh in Q1 FY27, compared to ₹823.52 lakh in Q1 FY25 and ₹1,226.35 lakh in Q4 FY26.

Revenue from Operations: Stood at ₹863.18 lakh, driven by core interest income of ₹794.57 lakh (up from ₹739.96 lakh in Q1 FY25 and ₹769.96 lakh in Q4 FY26).

Total Expenses: Came in lower at ₹725.06 lakh, compared to ₹1,023.23 lakh in Q4 FY26 and ₹643.59 lakh in Q1 FY25.

Profit Before Tax (PBT): Registered at ₹139.23 lakh for the quarter.

Net Profit After Tax (PAT): Stood at ₹115.68 lakh, up 19.53% sequentially compared to ₹96.78 lakh in Q4 FY26 (and compared to ₹134.37 lakh in Q1 FY25).

Total Comprehensive Income: Reached ₹115.70 lakh for Q1 FY27.

Earnings Per Share (EPS): Basic and Diluted EPS stood at ₹0.91 per equity share (Face Value: ₹10), recovering from ₹0.76 in Q4 FY26.

Detailed Financial Summary

Operational Revenue & Income Breakdown

Interest Income: ₹794.57 lakh

Fee Income: ₹68.60 lakh (vs. ₹76.58 lakh in Q4 FY26 and ₹77.90 lakh in Q1 FY25)

Total Revenue from Operations: ₹863.18 lakh

Other Income: ₹1.12 lakh

Expense Structure

Total operational expenses fell to ₹725.06 lakh in Q1 FY27, down significantly from ₹1,023.23 lakh in the previous quarter. The expense breakdown includes:

Finance Costs: ₹585.23 lakh (vs. ₹638.78 lakh in Q4 FY26)

Employee Benefits Expense: ₹59.88 lakh (vs. ₹54.29 lakh in Q4 FY26 and ₹116.57 lakh in Q1 FY25)

Other Expenses: ₹58.62 lakh (vs. ₹128.44 lakh in Q4 FY26)

Impairment on Financial Instruments: ₹14.68 lakh (vs. ₹188.43 lakh in Q4 FY26 and ₹16.43 lakh in Q1 FY25)

Depreciation & Amortisation Expense: ₹4.28 lakh

Commission Expenses: ₹2.36 lakh

Tax Expense & Capital Structure

Current Tax: ₹35.05 lakh

Deferred Tax Credit/Expense: ₹(11.49) lakh

Total Tax Expense: ₹23.55 lakh

Paid-up Equity Share Capital: Unchanged at ₹1,269.27 lakh (Face Value: ₹10 per share).

Other Equity Reserves (as of March 31, 2026): ₹3,957.56 lakh.

Shares of Real Touch Finance Ltd was last trading in BSE at Rs. 51.00 as compared to the previous close of Rs. 48.93. The total number of shares traded during the day was 1 in over 1 trades.

The stock hit an intraday high of Rs. 51.00 and intraday low of 51.00. The net turnover during the day was Rs. 51.00.