Stock Report

Akme Fintrade (India) Limited AUM crosses Rs. 950 crores in Q1-FY27

Posted On : 2026-07-31 13:09:41( TIMEZONE : IST )

The Board of Directors of Akme Fintrade (India) Limited ("AFIL"), at its meeting held in Udaipur today, approved the "LR" of financial results for the first quarter end 30th June 2026.

Financial Highlights - Q1 FY27

Akme Fintrade (India) Ltd. delivered a strong performance during the first quarter of FY27, driven by healthy growth across key financial and operating metrics while maintaining a robust capital position.

- Assets Under Management (AUM) increased to Rs. 965.07 crore as of June 30, 2026, compared to Rs. 675.05 crore as of June 30, 2025, reflecting a 42.96% year-on-year (YoY) growth.

- Interest Income for the quarter stood at Rs. 41.07 crore, compared to Rs. 30.61 crore in the corresponding quarter of the previous year, registering a 34.17% YoY growth.

- Net Interest Income (NII) increased to Rs. 23.57 crore during the quarter, as against Rs. 19.28 crore in Q1 FY26, representing a 22.25% YoY growth.

- Disbursements during the quarter stood at Rs. 84.10 crore, compared to Rs. 70.40 crore in the corresponding period last year, recording a 19.46% YoY growth.

- Profit After Tax (PAT) rose to Rs. 11.57 crore for the quarter ended June 30, 2026, compared to Rs. 9.61 crore in Q1 FY26, reflecting a 20.40% YoY growth.

- Capital Adequacy Ratio (CAR) (including Tier II Capital) remained strong at 46.37% as of June 30, 2026, with Tier I Capital at 45.54%, underscoring the Company's strong capitalization and financial resilience.

- Net Interest Margin (NIM) stood at 11.77% as of June 30, 2026, demonstrating the Company's ability to maintain healthy spreads.

- EPS increased to Rs. 0.27 for the quarter ended June 30, 2026, from Rs. 0.23 in the corresponding quarter ended June 30, 2025, representing a 17.39% year-on-year (YoY) growth, reflecting improved earnings performance.

Asset Quality and Risk Metrics

Akme Fintrade registered steady improvements across asset quality and credit cost parameters during the quarter:

Credit Cost: Stood at 0.31%, sharply declining by 91 basis points YoY from 1.22% in Q1 FY26, and down 16 basis points QoQ from 0.47% in Q4 FY26, highlighting strengthened risk management and lower provisioning needs.

Gross NPA (GNPA): Improved to 2.91%, down 1 basis point YoY (from 2.92%) and 2 basis points QoQ (from 2.93%).

Net NPA (NNPA): Remained stable at 1.41%, down 1 basis point YoY from 1.42% in Q1 FY26, and flat QoQ compared to 1.41% in Q4 FY26.

Commenting on the results, Mr. Akash Jain (CEO) said, We are pleased to report a robust performance for the first quarter of fiscal year 2026-27, as we continued to navigate a dynamic and often cautious economic environment. Our focused approach on the MSME and vehicle lending segments, backed by disciplined execution, has once again been a key strength driving our performance this quarter.

Our loan book continued to demonstrate steady and targeted growth, driven by our deep-rooted presence in Rural and Semi-Urban areas and robust demand for vehicle financing. While the sector as a whole continued to face headwinds from elevated fuel costs and ongoing geopolitical tensions in the Middle East, our disciplined risk management and underwriting processes have helped us maintain robust asset quality.

We are encouraged to see that our disbursements and profitability has shown healthy year-over-year growth, reflecting both our strategic focus and our ability to adapt swiftly to the evolving market.

As part of our long-term strategy, we have sharpened our focus on sustainability financing this year. In this direction, we are pleased to introduce Akme GreenX, a dedicated program aimed at extending financing support to green and sustainable initiatives, including clean mobility and energy-efficient assets. We believe this reflects our continued commitment to responsible growth and to supporting India's transition toward a more sustainable economy.

Looking ahead, we remain well-positioned for continued growth. Improvement in our credit ratings, along with our efforts to raise funds through various channels at competitive rates, has further strengthened our balance sheet, giving us the flexibility to continue supporting the backbone of our economy-MSMEs and individuals seeking vehicle ownership-while expanding our footprint in sustainability financing through Akme GreenX. We remain committed to leveraging technology to streamline our lending processes, enhance customer experience, and deliver sustainable value to all our stakeholders.