Equitas Small Finance Bank Ltd Q4 FY26 PAT rises to Rs. 212.68 crores

Equitas Small Finance Bank Limited has reported Standalone financial results for the period ended March 31, 2026.

Financial Results (Q4 FY2026) - QoQ Comparison

The company has reported total income of Rs. 2099.8077 crores during the period ended March 31, 2026 as compared to Rs. 1981.1342 crores during the period ended December 31, 2025.

The company has posted net profit / (loss) of Rs. 212.6829 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs. 90.0278 crores for the period ended December 31, 2025.

The company has reported EPS of Rs. 1.86 for the period ended March 31, 2026 as compared to Rs. 0.79 for the period ended December 31, 2025.

Financials	Q4 FY2026	Q3 FY2026	% Change
Total Income	₹ 2099.8077 crs	₹1981.1342 crs	5.99%
Net Profit	₹212.6829 crs	₹90.0278 crs	136.24%
EPS	₹1.86	₹0.79	135.44%

Financial Results (Q4 FY2026) - YoY Comparison

The company has reported total income of Rs. 2099.8077 crores during the period ended March 31, 2026 as compared to Rs.1869.4157 crores during the period ended March 31, 2025.

The company has posted net profit / (loss) of Rs.212.6829 crores for the period ended March 31, 2026 as against net profit / (loss) of Rs.42.1077 crores for the period ended March 31, 2025.

The company has reported EPS of Rs.1.86 for the period ended March 31, 2026 as compared to Rs.0.37 for the period ended March 31, 2025.

Financials	Q4 FY2026	Q4 FY2025	% Change
Total Income	₹ 2099.8077 crs	₹1869.4157 crs	12.32%
Net Profit	₹212.6829 crs	₹42.1077 crs	405.09%
EPS	₹1.86	₹0.37	402.70%

Financial Results (Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.7887.7843 crores during the Financial Year ended March 31, 2026 as compared to Rs.7223.2141 crores during the Financial Year ended March 31, 2025.

The company has posted net profit / (loss) of Rs.103.0828 crores for the Financial Year ended March 31, 2026 as against net profit / (loss) of Rs.147.0499 crores for the Financial Year ended March 31, 2025.

The company has reported EPS of Rs.0.90 for the Financial Year ended March 31, 2026 as compared to Rs.1.29 for the Financial Year ended March 31, 2025.

Financials	Year Ended FY2026	Year Ended FY2025	% Change
Total Income	₹7887.7843 crs	₹7223.2141 crs	9.20%
Net Profit	₹103.0828 crs	₹147.0499 crs	-29.90%
EPS	₹0.90	₹1.29	-30.23%

Asset Quality:

Asset Quality	Q4 FY2026	Q3 FY2026	Q4 FY2025
Gross NPA	₹1134.8911 crs	₹1116.0943 crs	₹1067.7299 crs
Gross NPA %	2.60%	2.75%	2.89%
Net NPA	₹306.0815 crs	₹367.1547 crs	₹354.1952 crs
Net NPA %	0.72%	0.92%	0.98%

Gross NPA was at ₹ 1134.8911 crs in Q4 FY2026 against ₹ 1067.7299 crs in Q4 FY2025. The same was at ₹ 1116.0943 crs in Q3 FY2026.

Net NPA was at ₹ 306.0815 crs in Q4 FY2026 against ₹ 354.1952 crs in Q4 FY2025. The same was at ₹ 367.1547 crs in Q3 FY2026.

GNPA was at 2.60% of Gross advances as on March 31, 2026 as compared to 2.89% as on March 31, 2025 and 2.75% as of December 31, 2025.

Net NPA was at 0.72% of Gross advances as on March 31, 2026 as compared to 0.98% as on March 31, 2025 and 0.92% as of December 31, 2025.

Ratios	Q4 FY2026	Q3 FY2026	Q4 FY2025
RoA %	0.36%	0.16%	0.08%
CAR (BASEL III) %	20.31%	20.47%	20.60%

Return on Average Assets (RoA) is at 0.36% for Q4 FY2026 against 0.16% in Q3 FY2026 and 0.08% in Q4 FY2025.

In Q4 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 20.31%, as compared to 20.47% in Q3 FY2026 and 20.60% in Q4 FY2025.

Shares of Equitas Small Finance Bank Limited was last trading in BSE at Rs. 67.18 as compared to the previous close of Rs. 66.41. The total number of shares traded during the day was 130221 in over 882 trades.

The stock hit an intraday high of Rs. 69.19 and intraday low of 66.51. The net turnover during the day was Rs. 8874757.00.

Source : Equity Bulls

Keywords

EquitasSmallFinanceBank Q4FY26 Q4FY2026 FY26 FY2026 ResultUpdate