IIFL Finance Limited - Strong Q4FY26 Performance: PAT at ₹623 Cr, up 24% QoQ; AUM crosses ₹1.08 lakh Cr

IIFL Finance Limited ("IIFL Finance"), a leading retail-focused NBFC, has announced its financial results for the quarter and year ended March 31, 2026, delivering strong growth, improved asset quality, and robust profitability.

Performance Overview

- IIFL Finance delivered a robust quarter with consistent growth across core businesses, driven by a strategic focus on secured lending, disciplined portfolio rebalancing, and improved operating efficiency

- Total income for Q4FY26 stood at ₹2,090 Cr, up 51% YoY, while pre-provision operating profit rose 80% YoY to ₹1,173 Cr. Profit before tax increased 169% YoY to ₹833 Cr, reflecting strong operating leverage and improved asset quality

- For FY26, PAT (pre-NCI) stood at ₹1,817 Cr, marking a 214% YoY growth, highlighting the success of the company's strategic reset and recovery

Key Highlights

- Consolidated AUM grew to ₹1,08,180 Cr, up 10% QoQ and 38% YoY
- Profit After Tax (pre-NCI) stood at ₹623 Cr, up 24% QoQ and 148% YoY
- Gross NPA improved to 1.5% (down 14 bps QoQ)
- Net NPA at 0.7% (down 2 bps QoQ)
- Provision Coverage Ratio strengthened to 93%
- ROA at 2.4% and ROE at 13.1%
- Strong liquidity position of ₹6,638 Cr
- Consolidated CRAR at 25.3%

Mr. Nirmal Jain, Founder & Managing Director, IIFL Finance said: " The performance in Q4FY26 reflects the strength of our strategic direction and disciplined execution. Our focus on secured lending, portfolio quality, and capital efficiency is delivering consistent results, with strong growth in gold loans and stable performance in mortgages. We have significantly strengthened our balance sheet, improved asset quality, and built a scalable operating model anchored in AI and colending partnerships. As we move into FY27, we are well positioned to deliver sustainable, high-quality growth while continuing to serve underserved segments across India."

Shares of IIFL Finance Limited was last trading in BSE at Rs. 446.80 as compared to the previous close of Rs. 438.85. The total number of shares traded during the day was 214350 in over 5759 trades.

The stock hit an intraday high of Rs. 453.00 and intraday low of 439.10. The net turnover during the day was Rs. 95957965.00.

Source : Equity Bulls

Keywords

IIFLFinance INE530B01024 Q4FY26 FY2026 ResultUpdate