AU Small Finance Bank Reports Strong FY26 Growth: Gross Advances Surge 25%

AU Small Finance Bank Limited (NSE: AUBANK; BSE: 540611) has released its provisional business update for the fourth quarter and full financial year ended March 31, 2026. The bank demonstrated robust growth across its lending and deposit portfolios, maintaining high double-digit momentum throughout the fiscal year.

Lending Performance: Gross Loan Portfolio Crosses ₹1.4 Lakh Crore

The bank saw a significant expansion in its credit offerings, driven by strong demand in the retail and small business segments:

Gross Advances: Stood at ₹1,36,040 crore, marking a sharp 25.1% Year-on-Year (YoY) growth compared to ₹1,08,778 crore in March 2025.

Gross Loan Portfolio (GLP): Including the securitized/assigned portfolio, the total GLP reached ₹1,40,330 crore, up 21.3% YoY.

Sequential Growth: On a quarter-on-quarter (QoQ) basis, Gross Advances grew by 8.7%, indicating a strong finish to the financial year.

Deposit Profile and CASA Trends

The bank continued to strengthen its liability franchise with a balanced growth in term and low-cost deposits:

Total Deposits: Reached ₹1,52,660 crore, a robust 22.8% YoY increase.

CASA Deposits: Current Account and Savings Account (CASA) balances grew 19.6% YoY to reach ₹43,360 crore.

CASA Ratio: The ratio stood at 28.4%, a slight dip from 29.2% in the previous year, as term deposits grew at a marginally faster pace.

Liquidity: The bank recorded a healthy 10.3% QoQ jump in total deposits from December 2025.

The reported figures are provisional and remain subject to statutory audit and approval by the Board of Directors.

Shares of AU Small Finance Bank Limited was last trading in BSE at Rs. 868.05 as compared to the previous close of Rs. 874.10. The total number of shares traded during the day was 43485 in over 3046 trades.

The stock hit an intraday high of Rs. 871.50 and intraday low of 832.00. The net turnover during the day was Rs. 36618607.00.

Source : Equity Bulls

Keywords

AUSmallFinanceBank INE949L01017 Q4FY26 FY2026 BusinessUpdate