Bandhan Bank Ltd concludes sale of NPAs and written-off Portfolios to ARCs

Bandhan Bank Ltd has concluded the sale unsecured portfolios which includes identified Non-Performing Assets ('NPA') and Written-off Portfolios of the Bank belonging to Emerging Entrepreneurs Business ('EEB') including Group Loans and Small Business & Agri Loans, and Aspiring Business Group ('ABG') to ARCs, as detailed below:

i) Unsecured NPA Portfolio with more than 180 Days Past Due, having principal outstanding of Rs. 3,165.25 Crore, as on November 30, 2025, for consideration of Rs. 569.75 Crore, on Security Receipts ('SR') basis to Asset Reconstruction Companies (India) Limited ('ARCIL'), being the winning bidder under Swiss Challenge Method. ARCIL has subscribed to 53.25% of SRs amounting to Rs. 303.39 Crore whereas the Bank has subscribed to 46.75% of SRs amounting to Rs. 266.36 Crore.

ii) Unsecured Written-off Loan Portfolio, having principal outstanding of Rs. 3,707.11 Crore, as on November 30, 2025, to Phoenix ARC Private Limited ('Phoenix') at Rs 331.97 Crore, being the Highest Bidder emerged through auction process, on SR basis. Phoenix has subscribed to 37.84% of SRs amounting to Rs. 125.60 Crore whereas the Bank has subscribed to 62.16% of SRs amounting to Rs. 206.37 Crore.

Shares of Bandhan Bank Limited was last trading in BSE at Rs. 146.10 as compared to the previous close of Rs. 144.70. The total number of shares traded during the day was 120311 in over 1617 trades.

The stock hit an intraday high of Rs. 146.55 and intraday low of 143.50. The net turnover during the day was Rs. 17442025.00.

Source : Equity Bulls

Keywords

BandhanBank INE545U01014 NPA WrittenoffPortfolio ARC