Bandhan Bank Ltd Q2 FY2026 net profit falls to Rs. 111.87 crores

Bandhan Bank Limited has reported Standalone financial results for the period ended September 30, 2025.

Financial Results (Q2 FY2026) - QoQ Comparison

The company has reported total income of Rs. 5900.2722 crores during the period ended September 30, 2025 as compared to Rs. 6201.4905 crores during the period ended June 30, 2025.

The company has posted net profit / (loss) of Rs. 111.8714 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs. 371.9620 crores for the period ended June 30, 2025.

The company has reported EPS of Rs. 0.69 for the period ended September 30, 2025 as compared to Rs. 2.31 for the period ended June 30, 2025.

Financials	Q2 FY2026	Q1 FY2026	% Change
Total Income	₹ 5900.2722 crs	₹6201.4905 crs	-4.86%
Net Profit	₹111.8714 crs	₹371.9620 crs	-69.92%
EPS	₹0.69	₹2.31	-70.13%

Financial Results (Q2 FY2026) - YoY Comparison

The company has reported total income of Rs. 5900.2722 crores during the period ended September 30, 2025 as compared to Rs.6109.0586 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.111.8714 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs.937.4450 crores for the period ended September 30, 2024.

The company has reported EPS of Rs.0.69 for the period ended September 30, 2025 as compared to Rs.5.82 for the period ended September 30, 2024.

Financials	Q2 FY2026	Q2 FY2025	% Change
Total Income	₹ 5900.2722 crs	₹6109.0586 crs	-3.42%
Net Profit	₹111.8714 crs	₹937.4450 crs	-88.07%
EPS	₹0.69	₹5.82	-88.14%

Financial Results (Half Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.12101.7627 crores during the 6 Months period ended September 30, 2025 as compared to Rs.12190.7888 crores during the 6 Months period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.483.8334 crores for the 6 Months period ended September 30, 2025 as against net profit / (loss) of Rs.2000.9055 crores for the 6 Months period ended September 30, 2024.

The company has reported EPS of Rs.3 for the 6 Months period ended September 30, 2025 as compared to Rs.12.42 for the 6 Months period ended September 30, 2024.

Financials	Half Year Ended FY2026	Half Year Ended FY2025	% Change
Total Income	₹12101.7627 crs	₹12190.7888 crs	-0.73%
Net Profit	₹483.8334 crs	₹2000.9055 crs	-75.82%
EPS	₹3	₹12.42	-75.85%

Asset Quality:

Asset Quality	Q2 FY2026	Q1 FY2026	Q2 FY2025
Gross NPA	₹7015.1310 crs	₹6622.6390 crs	₹6105.2993 crs
Gross NPA %	5.02%	4.96%	4.68%
Net NPA	₹1843.5491 crs	₹1744.1511 crs	₹1620.1979 crs
Net NPA %	1.37%	1.36%	1.29%

Gross NPA was at ₹ 7015.1310 crs in Q2 FY2026 against ₹ 6105.2993 crs in Q2 FY2025. The same was at ₹ 6622.6390 crs in Q1 FY2026.

Net NPA was at ₹ 1843.5491 crs in Q2 FY2026 against ₹ 1620.1979 crs in Q2 FY2025. The same was at ₹ 1744.1511 crs in Q1 FY2026.

GNPA was at 5.02% of Gross advances as on September 30, 2025 as compared to 4.68% as on September 30, 2024 and 4.96% as of June 30, 2025.

Net NPA was at 1.37% of Gross advances as on September 30, 2025 as compared to 1.29% as on September 30, 2024 and 1.36% as of June 30, 2025.

Ratios	Q2 FY2026	Q1 FY2026	Q2 FY2025
RoA %	0.06%	0.20%	0.53%
CAR (BASEL III) %	18.23%	19.08%	14.34%

Return on Average Assets (RoA) is at 0.06% for Q2 FY2026 against 0.20% in Q1 FY2026 and 0.53% in Q2 FY2025.

In Q2 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 18.23%, as compared to 19.08% in Q1 FY2026 and 14.34% in Q2 FY2025.

Shares of Bandhan Bank Limited was last trading in BSE at Rs. 170.50 as compared to the previous close of Rs. 172.25. The total number of shares traded during the day was 389768 in over 4363 trades.

The stock hit an intraday high of Rs. 173.45 and intraday low of 169.00. The net turnover during the day was Rs. 66894863.00.

Source : Equity Bulls

Keywords

BandhanBank Q2FY26 Q2FY2026 H1FY26 H1FY2026 ResultUpdate