Stock Report

Capital Small Finance Bank Limited - Business Updates for Q1 FY2025

Posted On : 2024-07-04 21:34:03( TIMEZONE : IST )

Key Business Highlights for the Quarter ended June 30, 2024:

Loan Portfolio: The gross advances of the Bank aggregated to ₹6,391 crores as of June 30, 2024 with secured portfolio of 99.8%. The advances reflecting a Q-o-Q growth of 4% and Y-o-Y growth of 16%, despite seasonality trend.

Disbursement: Disbursements for the quarter ending June 2024 remained strong amounting to ₹754 crores, with Q-o-Q growth of 12% and Y-o-Y growth of 62%.

Asset Quality: The asset quality remained robust, with Gross NPAs of 2.7% as of June 30, 2024 against 2.8% as of March 31, 2024.

Deposit: The total deposits of the Bank aggregated to ₹7,778 crores with a Q-o-Q growth of 4% and Y-o-Y growth of 10%. The Bank continue to maintain high CASA ratio of 39.5% as of June 30, 2024 against 38.3% as of March 31, 2024.

Loan to Deposit Ratio: The average^ CD ratio of the Bank for the quarter ending June 30, 2024 stood at 79.6% with CD ratio as on June 30, 2024 of 82.2%.

Liquidity: The average^ Liquidity Coverage Ratio (LCR) for the quarter ending June 30, 2024 stood at 215.5% against 264.1% for the quarter ending March 31, 2024.

^ average is calculated basis daily outstanding balances

The information with reference to quarter ended June 30, 2024 is provisional and subject to limited review by the statutory auditors of the Bank and approval from the Audit Committee and Board of Directors.