IndusInd Bank Q4 FY26 Update: Deposits Cross ₹4 Lakh Crore Amid Selective Lending

IndusInd Bank Limited (NSE: INDUSINDBK; BSE: 532187) has released its provisional business update for the quarter and financial year ended March 31, 2026. The bank reported a steady recovery in its deposit base and CASA ratio during the final quarter, while maintaining a cautious approach to its net advances.

Deposit Mobilization and CASA Recovery

The bank successfully crossed the ₹4 lakh crore mark in total deposits by the end of the fiscal year.

Total Deposits: Stood at ₹4,00,178 crore, reflecting a sequential (QoQ) growth of 1.6% from December 2025.

CASA Ratio: Improved to 31.3% in March 2026, up from 30.2% in the previous quarter, indicating a healthy inflow of low-cost current and savings account deposits.

Retail Focus: Retail deposits and deposits from small business customers grew to ₹1,91,276 crore, showing a steady increase from both the previous quarter (₹1,84,473 crore) and the previous year (₹1,85,180 crore).

Advances and Loan Portfolio

On the lending side, the bank's portfolio saw a Year-on-Year (YoY) contraction as it likely prioritized portfolio quality and selective lending.

Net Advances: Reported at ₹3,15,154 crore as of March 31, 2026. This represents an 8.7% YoY decline compared to March 2025.

Sequential Trend: On a QoQ basis, net advances remained largely stable with a marginal dip of 0.8%.

The bank noted that these figures are provisional and subject to a statutory audit. The complete financial results will be published following board approval.

Shares of IndusInd Bank Limited was last trading in BSE at Rs. 779.20 as compared to the previous close of Rs. 785.75. The total number of shares traded during the day was 84503 in over 4878 trades.

The stock hit an intraday high of Rs. 784.00 and intraday low of 754.50. The net turnover during the day was Rs. 64670146.00.

Source : Equity Bulls

Keywords

IndusIndBank INE095A01012 Q4FY26 FY2026 BusinessUpdates