2026-01-03 06:09:34
Latest Post
Dixon Technologies India Ltd's subsidiaries granted approval by MeitY under ECMS
Adani Enterprises launches its 3rd public issue of NCDs of ₹1,000 crore, offering up to 8.90% per annum
KPI Green Energy Ltd's 92.15 MWp IPP Hybrid Power Project awarded by GUVNL begins supplying power ahead of schedule
Karthikeyan Manickam is the New Chairman of ESAF Small Finance Bank
Nifty Surges Nearly 200 Points to Close at All-Time High on Broad-Based Buying
Stock Report
Union Bank of India - Q3FY26 Business Update
Posted On : 2026-01-02 19:04:06( TIMEZONE : IST )
Union Bank of India reported solid provisional performance as of December 31, 2025, with gross advances (global) reaching ₹10,16,805 crore, up 4.27% quarter-on-quarter (QoQ) from ₹9,75,207 crore as of September 30, 2025, and 7.13% year-over-year (YoY) from ₹9,49,164 crore in December 2024. Deposits saw a seasonal moderation, while RAM advances surged 11.49% YoY.
- Total Gross Advances of the Bank grew by 7.13% YoY as of 31st December 2025.
- Total Domestic Advances of the Bank grew by 7.42% YoY as of 31st December 2025.
- RAM Advances (Domestic) of the Bank grew by 11.49% YoY as of 31st December 2025
Key Highlights (₹ crore)
Gross Advances (Global): 10,16,805 (+4.27% QoQ, +7.13% YoY).
Deposits (Global): 12,22,856 (-0.95% QoQ, +3.36% YoY).
CASA Deposits (Domestic): 4,15,001 (+3.28% QoQ, +4.99% YoY).
CASA Ratio: 33.95% (+139 bps QoQ, +53 bps YoY).
Advances (Domestic): 9,80,643 (+4.07% QoQ, +7.42% YoY).
Deposits (Domestic): 12,22,260 (-0.96% QoQ, +3.35% YoY).
C/D Ratio (Domestic, Excl Bank Deposits): 80.94% (+393 bps QoQ, +360 bps YoY).
RAM Advances (Domestic): 5,77,006 (+4.10% QoQ, +11.49% YoY).
Union Bank's advance growth outpaced deposits, lifting the domestic C/D ratio to 80.94%, while CASA improvements bolstered funding costs. The standout 11.49% YoY rise in RAM (Retail, Agriculture, MSME) advances highlights strategic focus on high-yield segments amid economic tailwinds.
* The above information is provisional and is being released before the declaration of the financial results for the quarter ended December 31, 2025, which is subject to review by the Statutory Central Auditors and other necessary approvals of the Bank.
Shares of Union Bank of India was last trading in BSE at Rs. 156.80 as compared to the previous close of Rs. 153.55. The total number of shares traded during the day was 657585 in over 3140 trades.
The stock hit an intraday high of Rs. 157.10 and intraday low of 153.80. The net turnover during the day was Rs. 102625972.00.
