Jana Small Finance Bank Ltd Q2 FY2025-26 net profit at Rs. 74.99 crores

Jana Small Finance Bank Limited has reported Standalone financial results for the period ended September 30, 2025.

Financial Results (Q2 FY2026) - QoQ Comparison

The company has reported total income of Rs. 1552.2491 crores during the period ended September 30, 2025 as compared to Rs. 1516.1504 crores during the period ended June 30, 2025.

The company has posted net profit / (loss) of Rs. 74.9907 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs. 101.9250 crores for the period ended June 30, 2025.

The company has reported EPS of Rs. 7.09 for the period ended September 30, 2025 as compared to Rs. 9.65 for the period ended June 30, 2025.

Financials	Q2 FY2026	Q1 FY2026	% Change
Total Income	₹ 1552.2491 crs	₹1516.1504 crs	2.38%
Net Profit	₹74.9907 crs	₹101.9250 crs	-26.43%
EPS	₹7.09	₹9.65	-26.53%

Financial Results (Q2 FY2026) - YoY Comparison

The company has reported total income of Rs. 1552.2491 crores during the period ended September 30, 2025 as compared to Rs.1341.5073 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.74.9907 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs.96.7181 crores for the period ended September 30, 2024.

The company has reported EPS of Rs.7.09 for the period ended September 30, 2025 as compared to Rs.9.15 for the period ended September 30, 2024.

Financials	Q2 FY2026	Q2 FY2025	% Change
Total Income	₹ 1552.2491 crs	₹1341.5073 crs	15.71%
Net Profit	₹74.9907 crs	₹96.7181 crs	-22.46%
EPS	₹7.09	₹9.15	-22.51%

Financial Results (Half Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.3068.3995 crores during the 6 Months period ended September 30, 2025 as compared to Rs.2697.6757 crores during the 6 Months period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.176.9157 crores for the 6 Months period ended September 30, 2025 as against net profit / (loss) of Rs.267.2801 crores for the 6 Months period ended September 30, 2024.

The company has reported EPS of Rs.16.73 for the 6 Months period ended September 30, 2025 as compared to Rs.25.29 for the 6 Months period ended September 30, 2024.

Financials	Half Year Ended FY2026	Half Year Ended FY2025	% Change
Total Income	₹3068.3995 crs	₹2697.6757 crs	13.74%
Net Profit	₹176.9157 crs	₹267.2801 crs	-33.81%
EPS	₹16.73	₹25.29	-33.85%

Asset Quality:

Asset Quality	Q2 FY2026	Q1 FY2026	Q2 FY2025
Gross NPA	₹871.3037 crs	₹824.9343 crs	₹754.6487 crs
Gross NPA %	2.87%	2.91%	2.97%
Net NPA	₹280.8108 crs	₹262.7351 crs	₹247.2851 crs
Net NPA %	0.94%	0.94%	0.99%

Gross NPA was at ₹ 871.3037 crs in Q2 FY2026 against ₹ 754.6487 crs in Q2 FY2025. The same was at ₹ 824.9343 crs in Q1 FY2026.

Net NPA was at ₹ 280.8108 crs in Q2 FY2026 against ₹ 247.2851 crs in Q2 FY2025. The same was at ₹ 262.7351 crs in Q1 FY2026.

GNPA was at 2.87% of Gross advances as on September 30, 2025 as compared to 2.97% as on September 30, 2024 and 2.91% as of June 30, 2025.

Net NPA was at 0.94% of Gross advances as on September 30, 2025 as compared to 0.99% as on September 30, 2024 and 0.94% as of June 30, 2025.

Ratios	Q2 FY2026	Q1 FY2026	Q2 FY2025
RoA %	0.74%	1.07%	1.17%
CAR (BASEL III) %	19.72%	19.97%	18.81%

Return on Average Assets (RoA) is at 0.74% for Q2 FY2026 against 1.07% in Q1 FY2026 and 1.17% in Q2 FY2025.

In Q2 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 19.72%, as compared to 19.97% in Q1 FY2026 and 18.81% in Q2 FY2025.

Shares of Jana Small Finance Bank Limited was last trading in BSE at Rs. 461.10 as compared to the previous close of Rs. 461.45. The total number of shares traded during the day was 2129 in over 160 trades.

The stock hit an intraday high of Rs. 464.75 and intraday low of 459.15. The net turnover during the day was Rs. 983455.00.

Source : Equity Bulls

Keywords

JanaSmallFinanceBank Q2FY26 Q2FY2026 H1FY26 H1FY2026 ResultUpdate