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Stock Report
AU Small Finance Bank Ltd Q1 FY26 net profit climbs to Rs. 580.85 crores
Posted On : 2025-07-19 19:24:48( TIMEZONE : IST )
AU Small Finance Bank Limited has reported Standalone financial results for the period ended June 30, 2025.
Financial Results (Q1 FY2026) - QoQ Comparison
The company has reported total income of Rs. 5189.0491 crores during the period ended June 30, 2025 as compared to Rs. 5031.2671 crores during the period ended March 31, 2025.
The company has posted net profit / (loss) of Rs. 580.8582 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs. 503.6986 crores for the period ended March 31, 2025.
The company has reported EPS of Rs. 7.78 for the period ended June 30, 2025 as compared to Rs. 6.75 for the period ended March 31, 2025.
| Financials | Q1 FY2026 | Q4 FY2025 | % Change |
| Total Income | ₹ 5189.0491 crs | ₹5031.2671 crs |  3.14% |
| Net Profit | ₹580.8582 crs | ₹503.6986 crs | 15.32% |
| EPS | ₹7.78 | ₹6.75 | 15.26% |
Financial Results (Q1 FY2026) - YoY Comparison
The company has reported total income of Rs. 5189.0491 crores during the period ended June 30, 2025 as compared to Rs.4278.3128 crores during the period ended June 30, 2024.
The company has posted net profit / (loss) of Rs.580.8582 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs.502.5712 crores for the period ended June 30, 2024.
The company has reported EPS of Rs.7.78 for the period ended June 30, 2025 as compared to Rs.6.74 for the period ended June 30, 2024.
| Financials | Q1 FY2026 | Q1 FY2025 | % Change |
| Total Income | ₹ 5189.0491 crs | ₹4278.3128 crs | 21.29% |
| Net Profit | ₹580.8582 crs | ₹502.5712 crs | 15.58% |
| EPS | ₹7.78 | ₹6.74 | 15.43% |
Asset Quality:
| Asset Quality | Q1 FY2026 | Q4 FY2025 | Q1 FY2025 |
| Gross NPA | ₹2751.3185 crs | ₹2477.0299 crs | ₹1613.1778 crs |
| Gross NPA % | 2.47% | 2.28% | 1.78% |
| Net NPA | ₹971.3437 crs | ₹791.3432 crs | ₹562.5606 crs |
| Net NPA % | 0.88% | 0.74% | 0.63% |
Gross NPA was at ₹ 2751.3185 crs in Q1 FY2026 against ₹ 1613.1778 crs in Q1 FY2025. The same was at ₹ 2477.0299 crs in Q4 FY2025.
Net NPA was at ₹ 971.3437 crs in Q1 FY2026 against ₹ 562.5606 crs in Q1 FY2025. The same was at ₹ 791.3432 crs in Q4 FY2025.
GNPA was at 2.47% of Gross advances as on June 30, 2025 as compared to 1.78% as on June 30, 2024 and 2.28% as of March 31, 2025.
Net NPA was at 0.88% of Gross advances as on June 30, 2025 as compared to 0.63% as on June 30, 2024 and 0.74% as of March 31, 2025.
| Ratios | Q1 FY2026 | Q4 FY2025 | Q1 FY2025 |
| RoA % | 0.37% | 0.34% | 0.39% | CAR (BASEL III) % | 19.42% | 20.06% | 20.11% |
Return on Average Assets (RoA) is at 0.37% for Q1 FY2026 against 0.34% in Q4 FY2025 and 0.39% in Q1 FY2025.
In Q1 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 19.42%, as compared to 20.06% in Q4 FY2025 and 20.11% in Q1 FY2025.
Shares of AU Small Finance Bank Limited was last trading in BSE at Rs. 794.60 as compared to the previous close of Rs. 796.55. The total number of shares traded during the day was 34312 in over 1833 trades.
The stock hit an intraday high of Rs. 800.30 and intraday low of 786.30. The net turnover during the day was Rs. 27229179.00.
