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Stock Report
Bank of Maharashtra Q2 FY2025 consolidated PAT at Rs. 1332.77 crores
Posted On : 2024-10-16 16:48:42( TIMEZONE : IST )
has reported Consolidated financial results for the period ended September 30, 2024.
Financial Results (Q2 FY2025) - QoQ Comparison
The company has reported total income of Rs. 6809.43 crores during the period ended September 30, 2024 as compared to Rs. 6768.76 crores during the period ended June 30, 2024.
The company has posted net profit / (loss) of Rs. 1332.77 crores for the period ended September 30, 2024 as against net profit / (loss) of Rs. 1295.09 crores for the period ended June 30, 2024.
The company has reported EPS of Rs. 1.88 for the period ended September 30, 2024 as compared to Rs. 1.83 for the period ended June 30, 2024.
| Financials | Q2 FY2025 | Q1 FY2025 | % Change |
| Total Income | ₹ 6809.43 crs | ₹6768.76 crs |  0.60% |
| Net Profit | ₹1332.77 crs | ₹1295.09 crs | 2.91% |
| EPS | ₹1.88 | ₹1.83 | 2.73% |
Financial Results (Q2 FY2025) - YoY Comparison
The company has reported total income of Rs. 6809.43 crores during the period ended September 30, 2024 as compared to Rs.5735.54 crores during the period ended September 30, 2023.
The company has posted net profit / (loss) of Rs.1332.77 crores for the period ended September 30, 2024 as against net profit / (loss) of Rs.919.84 crores for the period ended September 30, 2023.
The company has reported EPS of Rs.1.88 for the period ended September 30, 2024 as compared to Rs.1.30 for the period ended September 30, 2023.
| Financials | Q2 FY2025 | Q2 FY2024 | % Change |
| Total Income | ₹ 6809.43 crs | ₹5735.54 crs | 18.72% |
| Net Profit | ₹1332.77 crs | ₹919.84 crs | 44.89% |
| EPS | ₹1.88 | ₹1.30 | 44.62% |
Financial Results (Half Year Ended FY2025) - YoY Comparison
The company has reported total income of Rs.13578.19 crores during the 6 Months period ended September 30, 2024 as compared to Rs.11153.41 crores during the 6 Months period ended September 30, 2023.
The company has posted net profit / (loss) of Rs.2627.86 crores for the 6 Months period ended September 30, 2024 as against net profit / (loss) of Rs.1803.51 crores for the 6 Months period ended September 30, 2023.
The company has reported EPS of Rs.3.71 for the 6 Months period ended September 30, 2024 as compared to Rs.2.59 for the 6 Months period ended September 30, 2023.
| Financials | Half Year Ended FY2025 | Half Year Ended FY2024 | % Change |
| Total Income | ₹13578.19 crs | ₹11153.41 crs | 21.74% |
| Net Profit | ₹2627.86 crs | ₹1803.51 crs | 45.71% |
| EPS | ₹3.71 | ₹2.59 | 43.24% |
Asset Quality:
| Asset Quality | Q2 FY2025 | Q1 FY2025 | Q2 FY2024 |
| Gross NPA | ₹4009.84 crs | ₹3872.76 crs | ₹4016.97 crs |
| Gross NPA % | 1.84% | 1.85% | 2.19% |
| Net NPA | ₹432.53 crs | ₹414.70 crs | ₹410.46 crs |
| Net NPA % | 0.20% | 0.20% | 0.23% |
Gross NPA was at ₹ 4009.84 crs in Q2 FY2025 against ₹ 4016.97 crs in Q2 FY2024. The same was at ₹ 3872.76 crs in Q1 FY2025.
Net NPA was at ₹ 432.53 crs in Q2 FY2025 against ₹ 410.46 crs in Q2 FY2024. The same was at ₹ 414.70 crs in Q1 FY2025.
GNPA was at 1.84% of Gross advances as on September 30, 2024 as compared to 2.19% as on September 30, 2023 and 1.85% as of June 30, 2024.
Net NPA was at 0.20% of Gross advances as on September 30, 2024 as compared to 0.23% as on September 30, 2023 and 0.20% as of June 30, 2024.
| Ratios | Q2 FY2025 | Q1 FY2025 | Q2 FY2024 |
| RoA % | 1.74% | 1.72% | 1.37% | CAR (BASEL III) % | 17.26% | 17.04% | 17.61% |
Return on Average Assets (RoA) is at 1.74% for Q2 FY2025 against 1.72% in Q1 FY2025 and 1.37% in Q2 FY2024.
In Q2 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 17.26%, as compared to 17.04% in Q1 FY2025 and 17.61% in Q2 FY2024.
