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Stock Report
City Union Bank reports net profit of Rs. 264.49 crores in Q1 FY2025
Posted On : 2024-07-28 12:57:37( TIMEZONE : IST )
City Union Bank Limited has reported Standalone financial results for the period ended June 30, 2024.
Financial Results (Q1 FY2025) - QoQ Comparison
The company has reported total income of Rs. 1580.7735 crores during the period ended June 30, 2024 as compared to Rs. 1549.3450 crores during the period ended March 31, 2024.
The company has posted net profit / (loss) of Rs. 264.4903 crores for the period ended June 30, 2024 as against net profit / (loss) of Rs. 254.8186 crores for the period ended March 31, 2024.
The company has reported EPS of Rs. 3.54 for the period ended June 30, 2024 as compared to Rs. 3.42 for the period ended March 31, 2024.
| Financials | Q1 FY2025 | Q4 FY2024 | % Change |
| Total Income | ₹ 1580.7735 crs | ₹1549.3450 crs |  2.03% |
| Net Profit | ₹264.4903 crs | ₹254.8186 crs | 3.80% |
| EPS | ₹3.54 | ₹3.42 | 3.51% |
Financial Results (Q1 FY2025) - YoY Comparison
The company has reported total income of Rs. 1580.7735 crores during the period ended June 30, 2024 as compared to Rs.1457.6497 crores during the period ended June 30, 2023.
The company has posted net profit / (loss) of Rs.264.4903 crores for the period ended June 30, 2024 as against net profit / (loss) of Rs.227.2663 crores for the period ended June 30, 2023.
The company has reported EPS of Rs.3.54 for the period ended June 30, 2024 as compared to Rs.3.05 for the period ended June 30, 2023.
| Financials | Q1 FY2025 | Q1 FY2024 | % Change |
| Total Income | ₹ 1580.7735 crs | ₹1457.6497 crs | 8.45% |
| Net Profit | ₹264.4903 crs | ₹227.2663 crs | 16.38% |
| EPS | ₹3.54 | ₹3.05 | 16.07% |
Asset Quality:
| Asset Quality | Q1 FY2025 | Q4 FY2024 | Q1 FY2024 |
| Gross NPA | ₹1806.4498 crs | ₹1854.4304 crs | ₹2081.0731 crs |
| Gross NPA % | 3.88% | 3.99% | 4.91% |
| Net NPA | ₹853.4961 crs | ₹898.6772 crs | ₹1038.5933 crs |
| Net NPA % | 1.87% | 1.97% | 2.51% |
Gross NPA was at ₹ 1806.4498 crs in Q1 FY2025 against ₹ 2081.0731 crs in Q1 FY2024. The same was at ₹ 1854.4304 crs in Q4 FY2024.
Net NPA was at ₹ 853.4961 crs in Q1 FY2025 against ₹ 1038.5933 crs in Q1 FY2024. The same was at ₹ 898.6772 crs in Q4 FY2024.
GNPA was at 3.88% of Gross advances as on June 30, 2024 as compared to 4.91% as on June 30, 2023 and 3.99% as of March 31, 2024.
Net NPA was at 1.87% of Gross advances as on June 30, 2024 as compared to 2.51% as on June 30, 2023 and 1.97% as of March 31, 2024.
| Ratios | Q1 FY2025 | Q4 FY2024 | Q1 FY2024 |
| RoA % | 1.51% | 1.48% | 1.40% | CAR (BASEL III) % | 23.58% | 23.73% | 23.02% |
Return on Average Assets (RoA) is at 1.51% for Q1 FY2025 against 1.48% in Q4 FY2024 and 1.40% in Q1 FY2024.
In Q1 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 23.58%, as compared to 23.73% in Q4 FY2024 and 23.02% in Q1 FY2024.
Shares of City Union Bank Limited was last trading in BSE at Rs. 159.85 as compared to the previous close of Rs. 158.95. The total number of shares traded during the day was 455141 in over 1787 trades.
The stock hit an intraday high of Rs. 161.20 and intraday low of 153.15. The net turnover during the day was Rs. 71371891.00.
