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AU Small Finance Bank Ltd Q1FY23 net profit slips QoQ to Rs. 267.86 crores
Posted On : 2022-07-20 18:20:08( TIMEZONE : IST )
AU Small Finance Bank Limited has reported Standalone financial results for the period ended June 30, 2022.
Financial Results (Q1 FY2023) - QoQ Comparison
The company has reported total income of Rs. 1979.3498 crores during the period ended June 30, 2022 as compared to Rs. 1978.4073 crores during the period ended March 31, 2022.
The company has posted net profit / (loss) of Rs. 267.8663 crores for the period ended June 30, 2022 as against net profit / (loss) of Rs. 346.0749 crores for the period ended March 31, 2022.
The company has reported EPS of Rs. 4.22 for the period ended June 30, 2022 as compared to Rs. 5.46 for the period ended March 31, 2022.
| Financials | Q1 FY2023 | Q4 FY2022 | % Change |
| Total Income | ₹ 1979.3498 crs | ₹1978.4073 crs |  0.05% |
| Net Profit | ₹267.8663 crs | ₹346.0749 crs |  -22.60% |
| EPS | ₹4.22 | ₹5.46 | -22.71% |
Financial Results (Q1 FY2023) - YoY Comparison
The company has reported total income of Rs. 1979.3498 crores during the period ended June 30, 2022 as compared to Rs.1568.2466 crores during the period ended June 30, 2021.
The company has posted net profit / (loss) of Rs.267.8663 crores for the period ended June 30, 2022 as against net profit / (loss) of Rs.203.1979 crores for the period ended June 30, 2021.
The company has reported EPS of Rs.4.22 for the period ended June 30, 2022 as compared to Rs.3.22 for the period ended June 30, 2021.
| Financials | Q1 FY2023 | Q1 FY2022 | % Change |
| Total Income | ₹ 1979.3498 crs | ₹1568.2466 crs | 26.21% |
| Net Profit | ₹267.8663 crs | ₹203.1979 crs | 31.83% |
| EPS | ₹4.22 | ₹3.22 | 31.06% |
Asset Quality:
| Asset Quality | Q1 FY2023 | Q4 FY2022 | Q1 FY2022 |
| Gross NPA | ₹ 969.6187 crs | ₹924.3782 crs | ₹1495.9408 crs |
| Gross NPA % | 1.96% | 1.98% | 4.31% |
| Net NPA | ₹274.8330 crs | ₹230.8455 crs | ₹765.9881 crs |
| Net NPA % | 0.56% | 0.50% | 2.26% |
Gross NPA was at ₹ 969.6187 crs in Q1 FY2023 against ₹ 1495.9408 crs in Q1 FY2022. The same was at ₹ 924.3782 crs in Q4 FY2022.
Net NPA was at ₹ 274.8330 crs in Q1 FY2023 against ₹ 765.9881 crs in Q1 FY2022. The same was at ₹ 230.8455 crs in Q4 FY2022.
GNPA was at 1.96% of Gross advances as on June 30, 2022 as compared to 4.31% as on June 30, 2021 and 1.98% as of March 31, 2022.
Net NPA was at 0.56% of Gross advances as on June 30, 2022 as compared to 2.26% as on June 30, 2021 and 0.50% as of March 31, 2022.
| Ratios | Q1 FY2023 | Q4 FY2022 | Q1 FY2022 |
| RoA % | 0.38% | 0.54% | 0.39% | CAR (BASEL III) % | 19.36% | 20.99% | 23.07% |
Return on Average Assets (RoA) is at 0.38% for Q1 FY2023 against 0.54% in Q4 FY2022 and 0.39% in Q1 FY2022.
In Q1 FY2023, Bank's total Capital Adequacy Ratio (CAR) was at 19.36%, as compared to 20.99% in Q4 FY2022 and 23.07% in Q1 FY2022.
Shares of AU Small Finance Bank Limited was last trading in BSE at Rs. 576.75 as compared to the previous close of Rs. 565.90. The total number of shares traded during the day was 44125 in over 2336 trades.
The stock hit an intraday high of Rs. 582.00 and intraday low of 568.65. The net turnover during the day was Rs. 25366535.00.
