Bandhan Bank posts PAT of Rs. 1902.34 crores in Q4 FY2021-22

Bandhan Bank Limited has reported Consolidated financial results for the period ended March 31, 2022.

Financial Results (Q4 FY2022) - QoQ Comparison

The company has reported total income of Rs. 4835.9672 crores during the period ended March 31, 2022 as compared to Rs. 4120.9491 crores during the period ended December 31, 2021.

The company has posted net profit / (loss) of Rs. 1902.3420 crores for the period ended March 31, 2022 as against net profit / (loss) of Rs. 858.9701 crores for the period ended December 31, 2021.

The company has reported EPS of Rs. 11.81 for the period ended March 31, 2022 as compared to Rs. 5.33 for the period ended December 31, 2021.

Financials	Q4 FY2022	Q3 FY2022	% Change
Total Income	₹ 4835.9672 crs	₹4120.9491 crs	17.35%
Net Profit	₹1902.3420 crs	₹858.9701 crs	121.47%
EPS	₹11.81	₹5.33	121.58%

Financial Results (Q4 FY2022) - YoY Comparison

The company has reported total income of Rs. 4835.9672 crores during the period ended March 31, 2022 as compared to Rs.3701.1056 crores during the period ended March 31, 2021.

The company has posted net profit / (loss) of Rs.1902.3420 crores for the period ended March 31, 2022 as against net profit / (loss) of Rs.103.0325 crores for the period ended March 31, 2021.

The company has reported EPS of Rs.11.81 for the period ended March 31, 2022 as compared to Rs.0.64 for the period ended March 31, 2021.

Financials	Q4 FY2022	Q4 FY2021	% Change
Total Income	₹ 4835.9672 crs	₹3701.1056 crs	30.66%
Net Profit	₹1902.3420 crs	₹103.0325 crs	1,746.35%
EPS	₹11.81	₹0.64	1,745.31%

Financial Results (Year Ended FY2022) - YoY Comparison

The company has reported total income of Rs.16693.9428 crores during the Financial Year ended March 31, 2022 as compared to Rs.14546.4658 crores during the Financial Year ended March 31, 2021.

The company has posted net profit / (loss) of Rs.125.7940 crores for the Financial Year ended March 31, 2022 as against net profit / (loss) of Rs.2205.4570 crores for the Financial Year ended March 31, 2021.

The company has reported EPS of Rs.0.78 for the Financial Year ended March 31, 2022 as compared to Rs.13.69 for the Financial Year ended March 31, 2021.

Financials	Year Ended FY2022	Year Ended FY2021	% Change
Total Income	₹16693.9428 crs	₹14546.4658 crs	14.76%
Net Profit	₹125.7940 crs	₹2205.4570 crs	-94.30%
EPS	₹0.78	₹13.69	-94.30%

Asset Quality:

Asset Quality	Q4 FY2022	Q3 FY2022	Q4 FY2021
Gross NPA	₹6380.0008 crs	₹9441.5694 crs	₹5757.7583 crs
Gross NPA %	6.46%	10.81%	6.81%
Net NPA	₹1564.2328 crs	₹2413.1259 crs	₹2861.0322 crs
Net NPA %	1.66%	3.01%	3.51%

Gross NPA was at ₹ 6380.0008 crs in Q4 FY2022 against ₹ 5757.7583 crs in Q4 FY2021. The same was at ₹ 9441.5694 crs in Q3 FY2022.

Net NPA was at ₹ 1564.2328 crs in Q4 FY2022 against ₹ 2861.0322 crs in Q4 FY2021. The same was at ₹ 2413.1259 crs in Q3 FY2022.

GNPA was at 6.46% of Gross advances as on March 31, 2022 as compared to 6.81% as on March 31, 2021 and 10.81% as of December 31, 2021.

Net NPA was at 1.66% of Gross advances as on March 31, 2022 as compared to 3.51% as on March 31, 2021 and 3.01% as of December 31, 2021.

Ratios	Q4 FY2022	Q3 FY2022	Q4 FY2021
RoA %	1.47%	0.72%	0.09%
CAR (BASEL III) %	20.10%	20%	23.47%

Return on Average Assets (RoA) is at 1.47% for Q4 FY2022 against 0.72% in Q3 FY2022 and 0.09% in Q4 FY2021.

In Q4 FY2022, Bank's total Capital Adequacy Ratio (CAR) was at 20.10%, as compared to 20% in Q3 FY2022 and 23.47% in Q4 FY2021.

Shares of Bandhan Bank Limited was last trading in BSE at Rs. 317.40 as compared to the previous close of Rs. 304.20. The total number of shares traded during the day was 963313 in over 14643 trades.

The stock hit an intraday high of Rs. 332.50 and intraday low of 305.00. The net turnover during the day was Rs. 311004939.00.

Source : Equity Bulls

Keywords

BandhanBank Q4FY22 FY2022 ResultUpdate